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Home Buyer Seminar

Home Buyer Seminar. Welcome Date:. Home Buyer Seminar. Agenda: Selecting a lawyer Role of Real Estate Professional Obtaining a mortgage High Ratio mortgages Title Insurance – do you need it?. Home Buyer Seminar. Selecting a Lawyer. Home Buyer Seminar.

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Home Buyer Seminar

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  1. Home Buyer Seminar Welcome Date:

  2. Home Buyer Seminar Agenda: Selecting a lawyer Role of Real Estate Professional Obtaining a mortgage High Ratio mortgages Title Insurance – do you need it?

  3. Home Buyer Seminar Selecting a Lawyer

  4. Home Buyer Seminar The Role of a Real Estate Professional

  5. Home Buyer Seminar Applying for a Mortgage

  6. Home Buyer Seminar High Ratio Mortgages

  7. Home Buyer Seminar Title Insurance: What is it? Do I need it?

  8. Home Buyer Seminar

  9. Home Buyer Seminar What is Title Insurance: • An alternative method of assuring good title • An insurance policy that provides purchasers and mortgage lenders with protection against specific title risks

  10. Home Buyer Seminar Typical Coverage: • Defects in title • Compliance risks • Access, other rights and defects

  11. Home Buyer Seminar Exclusions and Exceptions: • Exclusions are general risks that all policies do not cover • Exceptions are specific risks that the policy for the property does not cover

  12. Home Buyer Seminar What is TitlePLUS: • Title insurance...PLUS more • Two integrated components: • Title Insurance and Legal Services Coverage • Automated Delivery System

  13. Home Buyer Seminar Differences between TitlePLUS and title insurance: • Expanded title coverage • The addition of legal services coverage • Single policy for both home buyer and lender • The benefit of a lawyer’s independent advice

  14. Home Buyer Seminar Benefits for Home Buyers: • Cost savings • Better protection • Enhanced service from lawyers • Less complicated claims process

  15. Home Buyer Seminar Questions?

  16. Home Buyer Seminar Thanks for coming

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