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Get the tips, explanations and benefits of buying overseas travel insurance.
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What is Travel Insurance? Overseas travel insurance is a special insurance contract crafted to save you from financial losses, occurring in cases like - Cancellation /delay of flight - Early evacuation from holiday resort due to emergency - Hospitalization and medical expenses in foreign country - Loss of baggage and travel documents. - Urgent situations causing cancellation of trips. It is a golden policy which saves you from any kind of troubles occurring during foreign travels. Based on the frequency of travels, and risk category of visited countries, different kinds of overseas travel insurance policies are available.
Why do I need it? • Troubles come uninvited and may force you to cancel your long planned vacation • Your flight may get cancelled, and your will have to search some alternate flight • Your baggage gets misplaced or lost, and you lose travel documents • Your medications are lost or you hurt yourself in the trip and need hospitalization • All such unannounced expenses can put a heavy toll on your pocket. So, you can secure yourself from the financial risk associated with them using overseas travel insurance.
Who can buy it? Any person, who is less than 70 years of age, is eligible to buy overseas travel insurance for trips to destinations outside India. Based on the trip, 2 plans are available Single Trip Multi-trip
What are the benefits of buying it? Overseas travel insurance covers several aspects of your international travel, which include Health Cover – to cover medical expenses and hospitalization Trip Inconvenience – to cover flight delays, lost baggage and misplaced travel documents Extension to covered period – additional 7 days extra cover over insured period Cover to third-party – insurance for companions Cover against personal accident – cover against severe accidents Home insurance benefit - cover against home theft, fire caused while traveling abroad.