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Don't fall for scams promising easy, overnight credit repair. If you want to fix your poor credit, you can (and should) do it yourself. Follow these six simple steps to do-it-yourself credit repair.
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REPAIR YOUR CREDIT SCORE: FIX BAD CREDIT ON YOUR OWN IN 6 EASY STEPS CHECK YOUR CREDIT STATUS IF YOU FIND ERRORS, DISPUTE THEM & REPORT Before you start repairing credit with DIY, you will need to obtain copies of your complete credit reports from the three offices (Experian, TransUnion and Errors in your credit reports can cause your credit scores to be lower than they should be. Eliminating these negatives can be a quick way to get a better score, which can save you money on loans or insurance. Equifax). ENSURE YOUR CREDITS PAY BILLS ON TIME Once you have addressed the errors on your credit report, it is time to make sure you do not always spend more than you can afford each month. If you are late for an invoice, update as soon as possible. One-time payments are the most important factor in your credit score. In other words, your credit will not improve until you can pay each bill on time. PAY DOWN CREDIT CARD DON’T APPLY FOR NEW CREDIT BALANCES If you have unpaid balances, make room in your budget to pay off these debts little by little, every month until Finally, resist the temptation to open a new credit card, even when a store offers a discount on your purchase. they disappear. CONTACT: INFORMATION@RLKRAMER.COM WWW.RLKRAMER.COM