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If you want to increase your credit score, you can do several simple things. Here is a step-by-step guide.
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Tips To Improve Your Credit Score The following are factors affecting credit scores and basic steps to take to maintain an accurate credit score rating with the credit bureaus: STEP 01 Routinely check payment history and the current credit debt held. STEP 02 Credit history length is a determining score factor. Naturally, the longer a ‘good’ credit history, the better. STEP 03 Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. STEP 04 Pay off debts to improve credit scores. STEP 05 On-time payments. Delayed payments appear on credit reports and adversely affect it. www.rlkramer.com