Federal Insurance and Mitigation Administration Hazard Mitigation Overview Franki Coons

1. Federal Insurance and Mitigation Administration Hazard Mitigation Overview Franki Coons Chief, Grants Implementation Branch Risk Reduction Division

2. What Is Hazard Mitigation? Any sustained action taken to reduce or eliminate long-term risk to human life and property from natural hazards

3. Examples of Mitigation Actions • Seismic Retrofit • Minor Localized Flood Reduction • Tornado Safe Rooms • Floodproofing • Structure Elevation • Acquisition/Demolition • Acquisition/Relocation • Ignition Resistant Construction

4. Mitigation Actions – Flood Insurance The National Flood Insurance Program (NFIP) is backed by the Federal government. It provides flood insurance for at-risk properties.

5. Mitigation’s Value to Society • Mitigation creates safer communities. • Mitigation saves money for: • Individuals • Government • Society

6. Mitigation’s Value to Society • Mitigation promotes encourages sustainable residential and commercial redevelopment. • Mitigation provides a long-term solution to a hazard problem.

7. Mitigation Planning Mitigation Plans form the foundation for a community's long-term strategy to reduce disaster losses and breaks the cycle of disaster damage, reconstruction, and repeated damage. Mitigation Planning: • Is the first step in the mitigation process. • Identifies potential projects relative to hazard risk. • Is required to receive project funding through FEMA’s Unified Hazard Mitigation Assistance Grants.

8. Hazard Mitigation Assistance (HMA)

9. Hazard Mitigation Grant Program (HMGP) To provide opportunities to incorporate mitigation actions during recovery • HMGP is made available when requested by the Governor, post a Presidential Major Disaster Declaration • HMGP funds mitigation projects and plans that address all natural hazards • Program is administered by the State or Eligible Indian Tribal Nation • Local communities submit applications to the state. State prioritizes and selects projects to be submitted to FEMA • FEMA reviews for eligibility • Eligible projects are approved and funded.

10. Pre-Disaster Mitigation Program (PDM) Goal:To reduce overall risk to people and property from future hazard events • Funding is made available annually by Congress • PDM is a national competitive program • PDM funds mitigation projects and plans that address natural hazards

11. Flood Mitigation Grant Programs Flood Mitigation Assistance Program (FMA) To reduce or eliminate flood damage through appropriate mitigation actions • Funded by the National Flood Insurance Fund • Funding is made available annually by Congress • NFIP participation is required • FMA funds only flood hazard mitigation activities • FEMA prioritizes grant funding based on SRL percentage

12. Flood Insurance vs. Disaster Assistance Flood Insurance: Is a payment on a claim Coverage amounts vary, but insured losses are paid up to the limits of coverage Disaster Assistance: Is only available after a Presidential major disaster declaration

14. What’s next? • Deliver better mitigation faster • Incorporate mitigation earlier during response and recovery • Include planning, environmental and cost-effectiveness • Reduce administrative burden and streamline requirements • Coordinate mitigation into PA assessment process • Educate and engage stakeholders more effectively