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IHO Health Saver Card: Product Benefits

IHO Health Saver Card: Product Benefits. IHO Health Saver – The Concept. The IHO Health Saver brings together a group of the best, individually practicing doctors of all fields under one umbrella

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IHO Health Saver Card: Product Benefits

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  1. IHO Health Saver Card: Product Benefits

  2. IHO Health Saver – The Concept • The IHO Health Saver brings together a group of the best, individually practicing doctors of all fields under one umbrella • These practitioners offer their services to Health Saver members at no fee or a considerably lower fee than they usually charge • This makes high quality medical expenses more affordable & convenient to all members & will help you to live healthier life • Health Saver have been very popular in places like USA and Europe ever since their launch more than two decades ago • Now, say goodbye to your health worries!

  3. IHO’s Mission & Highlights • Our mission is to provide high quality health care at subsidized cost for million of Indians • IHO is the biggest health care provider network in India, covering Doctors(Hospitals, Medical centers, Nursing homes, Dentists, Labs & Pharmacies) • IHO network of medical providers is operational in 21 cities of India with over 5000 strong medical providers • Each Doctor, Dentist, Lab & Pharmacy under our network has been approved and personally certified by IHO team

  4. 2 FREE Comprehensive Health Checkup Vouchers !! • This package covers 44 most recommend tests which are absolutely free of cost only for IHO customers • This voucher can be utilised only on Thyrocare lab which is one of the biggest chain of labs in the country • You can get these tests done while sitting at home and reports will be shared with the you which would be a huge convenience for our customers • Our customers will save more than Rs.6000 - 8000 with the help of this voucher • This voucher is also reflecting on Thyrocare website with a price tag of Rs.2200 which means they are actually cost effective http://wellness.thyrocare.com/public_tests_list1.asp • This voucher has another package - Cardiac Risk Markers with 5 tests, for which our customers just needs to pay Rs.200 and they will save Rs.900

  5. FREE Comprehensive Health Checkup Voucher Usage Process • Either he can directly call “Thyrocare Lab” at 022 – 67123456 / 30900000 Or • He can sms also “IHOP” to 09870666333 Or • He can also email at info@thyrocare.com Or • Call our IHO helpline for queries related to the nearest Thyrocare lab • Samples for tests will be collected from our customers house so they don’t have to go anywhere which will save Rs.200 - 300

  6. Thyrocare Voucher B

  7. Thyrocare Voucher A

  8. Free Dental Cleaning & Scaling Voucher • Provides dental cleaning and scaling absolutely free of cost at some of the finest dentists in all 21 cities • We are sure 100% of the household need this so this a definite saving or a definite usage • Save up to Rs 2,000/- by using this voucher! • Valid for 3 months • Can be only utilised by the primary card holder • Cleaning & scaling of teeth regularly is strongly recommended and helps prevent many diseases • Helps improve your most important asset – your SMILE 

  9. Free Dental Cleaning & Scaling Voucher

  10. 50% concessional voucher for family Each voucher has two parts and can be independently used • Pathology Tests • Radiology Tests Up to 3 vouchers which give you 50% off on your full body health tests/-

  11. 50% Concessional Voucher - Pathology Pathology Test Voucher • Save 50% on your family’s health check ups • You can save up to Rs.700 with this voucher • Valid for 6 months • Anybody in the family can use this voucher which means it is transferable • Most recommended tests for a person’s well being: Complete Blood Count with ESR, Blood Group & RH Factor, Urea Routine, Total Cholesterol, TSH, Urine Routine, Creatinine

  12. 50% Concessional Voucher - Radiology Radiology Test Voucher • Save 50% on ECG & Chest X-ray • You can save more than Rs.200 with this voucher • Valid for 6 months • Anybody in the family can use this voucher which means it is transferable

  13. 50% Concessional Voucher - Radiology

  14. Dental Benefits Category II: Basic Treatment like X-Ray, Cleaning & Scaling 50% off Category III: Any Treatments 30% ( min. 25% ) off on all other treatments Category I: Oral Hygiene Check Up 100% off on ALL Consultations & Examinations   • You can visit any dentist empanelled with IHO and enjoy free consultations and subsidised treatments! • You can visit as many times as you want!

  15. Medical Benefit

  16. Doctors Clinic Category I: Consultations & Check-Ups 100% off on first two consultations & check-ups at each doctor, Or 50% off on all consultations • IHO panel has almost all specialisations of doctors • Some of the finest doctors from 21 cities are associated with IHO! Category II: Subsidised Treatments 20% off on further treatments and procedures

  17. Hospitalisation & Nursing Homes Hospitalisation & Nursing Homes Consultations • 50% off on all consultations at Medical Center and 30% off on all consultations at Hospitals • 20% off (Min 10%) on in-patient procedures (further treatments) at hospitals & nursing homes Note: Facility of less than 100 beds would be called “Nursing Homes” and more than 100 beds would be called “Hospitals”

  18. Pathology & Radiology Benefits 30% (min. 25%) off on all Pathology & 30% (min. 20%) off on all Radiology tests For e.g.: A CT scan test costs around Rs.6,000 so you can save Rs.1,800 with the help of the IHO card! • IHO network labs are bigger than the biggest in the country! • Some of the best labs in the country like Religare, Thyrocare, Star Imaging (Delhi), Med Plus (Hyderabad & Bangalore) are on the IHO panel

  19. Pharmacy Benefit Pharmacy Benefit • 8% to 12% off on medicine purchases made at IHO empanelled pharmacies • Free Home Delivery! (Above order of Rs.200)

  20. Dial a Doctor & Second Opinion 2nd Opinion • For any serious disease or medical decision, IHO shall help customer access best doctors across its panel and get him a 2nd opinion • This facility is absolutely free of cost for IHO members! Dial a Doctor • Members can receive medical advice relating to minor or routine illnesses instantly just by making one phone call! • This option can be used in cases like fever, headache, eye irritation, minor lever pain, sore throat, etc…

  21. IHO Health Saver: Highlights No Age Limits No exclusions made on the basis of age All Pre-existing Diseases Covered No exclusion for pre-existing diseases Dentistry Included All dental and cosmetic treatments are covered No Waiting Period Avail of benefits instantly! All Specialists Included Virtually all doctor specialisations are included No Limits on Visits/ Services Visit IHO medical practitioners as often as required High Quality of Doctors Only high quality doctors are part of the IHO network All fields covered Offers on all field of medicine No Claim Forms No complicated procedures to avail of benefits

  22. IHO Health Plan: Indicative Savings for a Member

  23. Comprehensive Membership Types & Pricing Individual • Rs. 3,000(inclusive of service tax 12.36%) • Benefits only for one person Couple • Rs.4,000 (inclusive of service tax 10.36%) • Benefits for two people • Each applicant receives individual cards Family • Rs.5,000 (inclusive of service tax 10.36%) • Benefits for four people • Each applicant receives individual card

  24. Subsequent year memberships • If customer will renew the IHO health saver card in the subsequent years, he will get 50% concession on the next year membership fee • In case prospective customer wants to take 2 years membership at the time of booking he will still get 50% off on the next year fee • E.g. One year family health saver plan costs – Rs. 5,000 but he wants to directly book it for 2 years then he would need to pay Rs.7,500 for 2 years membership

  25. What if I need to enroll the 5th member in the IHO card If customer has more than 4 family members, and he/ she wants to enroll the 5th member then he/ she can just pay an additional Rs 1,250and enroll the fifth family member!

  26. IHO: Network Presence • IHO has its network of medical providers across the following cities: • Ahmedabad Bangalore • Chandigarh Chennai • Mohali Jaipur • Punchkula Surat • Delhi Pune • Ghaziabad Kochi • Faridabad Kolkata • Gurgaon Vadodara • Noida Sonepat • Patna • Mumbai • Hyderabad Chandigarh Delhi NCR Jaipur Ahmedabad Patna Kolkata Vadodara Surat Sonepat Mumbai Pune Hyderabad Bangalore Chennai Kochi

  27. The IHO Health Card • Card Number : This space will have 16 digit unique number. • Name : This space will have the Name of the Card holder. • Valid Till : This space will hold the validity date of the card holders • Program : This space will consist of the program of the card holder Individual/Couple/Family

  28. IHO Card Usage Process • Whenever a member needs a doctor, he/she should just do the following: • Call the IHO Helpline number for the city (as printed on IHO member card) • Based on the requirement & location, an IHO business executive will suggest appropriate doctors and fix up appointments also , giving all details required • Member has to just show the IHO Card to avail of benefits instantly • All IHO Health Saver members are sent an e-Card on their GPRS enabled Phones until they receive their IHO Health Saver Cards • Membership card & welcome pack are received by customer within 14 – 21 working days of enrollment

  29. Thank You

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