1 / 7

The best way to protect your dream is to insure it…

Purchasing home is like a dream come true for most of the Indians. It’s the heavenly place on earth which you dream to own or construct with your hard earned money. <br>

sanjay2014
Download Presentation

The best way to protect your dream is to insure it…

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. HOME INSURANCE

  2. The best way to protect your dream is to insure it… Purchasing home is like a dream come true for most of the Indians. It’s the heavenly place on earth which you dream to own or construct with your hard earned money. However, imagine there is some natural calamity such as fire, storm earthquake and your house gets damaged, else there is a burglary in your house and your entire valuable gets stolen. For a moment there would be tremors running through your mind. Also, the costs that would be incurred to rebuild your home would make a huge hole in your pockets.

  3. Relax! Insurance companies understand consumer concern very well and have come up with customized home insurance policies to offer financial protection to the customers. Although the costs of the premium are slightly higher due to inflation costs, increased building costs, or other factors, it’s important to remember that you can find several ways to minimize the costs of your house insurance. When a person decides to buy home insurance, auto insurance or health cover from the same company, they are sure to get some discounts on it. The discount could range anything between 5 to 15%. Check around and ensure the price is lower than buying two to three separate policies from different companies before making the move.

  4. Insurance companies believe in gaining new customers or retain the existing ones. They will always try and offer customer some form of discounts on the premium costs of the policy. So, if there are smoke detectors, deadbolt locks, security or fire alarm, being installed in your buildings or home, etc. you can ask for a suitable discount on your premium costs. It makes no sense to buy insurance cover to protect yourself against risks that you may not likely to encounter. Such as if your area doesn’t come under earthquake prone region then it makes no sense in including the cover. Else, if you don’t own expensive jewelry then don’t incorporate that clause in your premium.

  5. Your home is the biggest investment. Therefore, make sure it’s adequately protected from the risks you cannot afford to finance on your own. It covers any home improvement, costly purchases and increased costs of rebuilding. Once a year, before your home insurance is due to renew, check your insurance policy, read all the details and call up customer service to discuss any changes in your situation. Any inclusion or exclusion on your coverage, additional discounts applicable on the policy, etc. Comparing online is the best way to get right home insurance policy. Online sites help to get different companies insurance quotes under a single umbrella. You can compare them in terms of benefits & features, discounts, exciting deals, festive or promotional offers, claim settlement ratio, etc.

  6. By maintaining such practices, you will definitely be able to save more cash on your insurance policy. If you know your options, you will have more leverage in finding ways to lower down the premium costs. After doing your research, be sure to speak with an expert agent who can guide you on getting better coverage at affordable costs.

  7. http://www.bajajallianz.com/Corp/property-insurance/home-insurance.jsphttp://www.bajajallianz.com/Corp/property-insurance/home-insurance.jsp Follow us on : https://www.facebook.com/BajajAllianz http://www.linkedin.com/company/653474 https://plus.google.com/+BajajAllianzGIC/posts https://twitter.com/BajajAllianz https://www.youtube.com/user/BajajAllianzGIC https://instagram.com/bajajallianzgeneral/

More Related