Try few tricks to lower down your car policy

1. Try few tricks to lower down your car policy Car insurance is one of the best financial shelters for you incase of serious car mishaps, man-made or natural circumstances or critical damages and theft etc. that can save thousands of rupees shedding out of your pockets. Despite knowing the benefits, people think it’s just an added burden by government to the car owners. They still hesitate to get car insurance due to higher premiums. However, this is not the case; there are several ways in the markets to buy cheap car policy if you take some simple efforts to buy one. The article guides you on few ways to lower down your car insurance premium. The first and the best way to get cheap car insurance would be comparing the insurance quotes of various insurance service providers available at your place. While the lowest premium price is the most important element of finding the best car insurance, there are still several other factors that should be considered when making a decision. Clean Record It goes without saying that the more accidents or traffic rule violations an individual has, higher would be her or his insurance premiums. These

2. points are assessed for a driver during insurance policy. Generally speaking, more points can lead to higher insurance premiums. Therefore, always drive cautiously, follow traffic rules and try to keep a clean record an initiative towards cheap car insurance policy. Shop Around Never buy policy at first instance. Just like you buy grocery and bargain, there are several car insurance companies who offering lucrative deals for customers. So, look around for insurance providers who offer best deals, discounts, payment flexibility and hassle free claim procedures. Incase of higher premium during renewal don’t sit back with same provider. Try and look into the markets for better deals. Place of Living Your place of living, security aspects, parking arena play important role in determining the car insurance policy. If you have safely parked your car in garage, installed security elements, your area is less prone to riots you can get a cheap car insurance policy. However, when planning a move, the potential change in your car insurance rate is something that you will want to factor into your budget. Car Make & Model Buying a huge SUV may sound exciting, but insuring the car would be expensive than insuring a hatchbacks or old car. It is advisable if you’re a new driver go for old cars or hatchbacks that can help you lower your insurance. You can speak with your insurance companies or check online to find out the exact rates to insure the different vehicles you're considering before making a purchase. Multi-policy

3. Whenever you insure one or more car at same insurance provider you’ll get better deals & offers, discounts, price variation in insurance premium, payment flexibility and much more. You can talk to companies and bargain for better deals. This way it will help you reduce the insurance premium. Car Pooling/Less Driving If you drive less or car pool while travelling it could be one good enough reason to get cheap car policy. It is worth to reduce your mileage, whenever and wherever possible. You need to remember that your car type, engine size and value can impact the cost of car insurance. You can do comparison online by specifying all these details, so that you could find a cheap car insurance that meets your needs. In a bid to get yourself cheap car insurance, you should not forget that you need to have all the necessary coverage in your policy. A perfect car insurance policy is one that offers you medical payments coverage, collision coverage actual cash value, physical damage coverage and injury coverage. You need to ensure all these types of coverage are there in your insurance policy so that bills are paid by your car insurance company during any accidental mishaps. [Source:http://www.articles.howto-tips.com/HowTo-Article-Directory/try- few-tricks-lower-down-your-car-policy]