HDFC Overdraft

1. CALLUS +919649944121   ArenaFincorp > HDFCOverdraft: 2023 InterestRate, OverdraftAgainstFD & Eligibility Criteria HDFC Overdraft: 2023 Interest Rate, Overdraft Against FD & Eligibility Criteria HDFC Overdraft Apply now for HDFC Overdraft at Arena Fincorp & get lowest interest rates. You don’t have to go through the complicated process of getting HDFC overdraft facility. We will do it for you to make things easier and simpler. So that you can focus on things that are more important to you.  ✉ ↓   Contact Us We have years of experience in providing ?nancial solutions and will

2. happily assist you through the HDFC overdraft process, ensuring a smooth and hassle-free experience. We work hard to provide you with the cheapest loans in India, allowing you avail a loan without paying a fortune of your income in interest payments.  Why Choose Arena Fincorp for HDFC Overdraft? Why Choose Arena Fincorp for HDFC Overdraft? 1. Quick approval: We feel proud to say that we are one of the few institutions doing superfast application processing, so that you can get your overdraft  money faster than ever. 2. 100% transparency: No hidden charges. We’re 100% transparent

3. about the terms of our services. 3. Full Assistance: Rest assured, our experienced team will fully assist you in the entire process from start to ?nish in getting the best loan for your personal needs. You just need to breathe and relax while we do the whole work for you. 4. History of Reputation: Having a rich history of providing the best ?nancial solutions, our customers are very happy with working with us & we feel proud to say that they trust us for their future ?nancial needs too. 5. Simple and easy Process: Our experienced team will happily guide help you in availing loans for all your ?nancial needs, making it simple, easy and hassle free to to avail them. HDFC Overdraft Interest Rate Check below the HDFC Overdraft interest rate for: Overdraft against salary: 15-18% p.a. Overdraft against FD: 2% above the ?xed deposit rate for the period that the money is used. HDFC Overdraft Eligibility Following are the HDFC overdraft Eligibility criterias which you must meet to avail the facility from HDFC:  HDFC Overdraft Against FD Eligibility

4. You are eligible to open a ?xed deposit & avail overdraft against FD if you are one of the following: Resident Individuals Hindu Undivided families Private & Public limited companies HDFC Overdraft Against Salary Eligibility You must hold a Corporate Salary Account in HDFC bank to become eligible for OD. Your account must have a regular income of salary. The minimum salary needed to avail an OD in HDFC bank is Rs. 15,000 per month There is a list held by HDFC bank which mentions speci?c companies which they approve. If you’re not an HDFC bank user then your company must be on that list to become eligible to apply for an OD. Note: The eligibility & the value of the limit is based on the customer’s credit history. How to Apply for HDFC Overdraft Online Here’s our step-by-step guide to apply for HDFC overdraft online . You can always start your online application and resume it at a later instance at our site: Step 1: Click on Apply Now to open our online application form Step2: Fill in a few details and verify the OTP sent to your phone Step3: Enter your KYC and income data Step4: Choose the loan amount you want to borrow Step5: Submit your application

5. HDFC Overdraft Features The following are the key features of the HDFC overdraft facility HDFC Overdraft Against FD Features Ful?ll your urgent ?nancial needs (household or business requirements) without breaking your Fixed deposit. Instantly avail upto 90% of overdraft on your FD A minimum FD amount of Rs 25,000/- for a minimum tenure of 6 months 1 day is required to avail a Overdraft against FD/Super Saver facility Pay back with interest only on the drawn amount, while your remaining Fixed Deposit continues to earn you interest Get ?exibility in altering period of deposit, maturity, payment instructions and rollover mode before maturity of the rollover deposit. You can choose between a Savings Account and a Current Account to link to your Fixed Deposit HDFC Overdraft Against Salary Features Credit-line amount You can get overdraft up to 3x your salary The overdraft amount would range from Rs. 25,000 to Rs. 1.25 lakhs Tenure The facility is extended for a period of one year (12 months) The limit can be renewed post 12 months subject to meeting the Bank policy and appraisal norms The renewal fee (charged at the time of renewal after 12 months) is Rs.250 + govt. levies and taxes

6. Repayment Pay interest only on the amount you use, and for the duration you use it This is a non-EMI product, and you have to service only the interest every month Foreclosure Foreclose possible at any time without any penalty or charges HDFC Overdraft Documents Required Below is the list of documents required to avail the HDFC overdraft facility Duly ?lled application form with Passport-sized photographs Identity Proof: Passport, Voter ID card, Driving License, PAN card, Aadhar card Address Proof: Utility Bills (Water/Electricity Bills), Passport, Driving License, Voter ID card Age Proof: Passport, Class X certi?cate Last 12 months’ bank statement Additional documents may be required when asked. HDFC Overdraft Fees & Charges Here are the Fees & charges to avail the HDFC overdraft facility for both Overdraft against FD & Overdraft against salary at the bank:  HDFC Overdraft Against FD Fees & Charges

7. None additional than the 2% above ?xed deposit rate for the period that the money is used. HDFC Overdraft Against Salary Fees & Charges Limit Processing Charges Upto Rs 1500 Annual Renewal Charges Rs. 250 Overdue Penal Interest 2% per month on overdue Pre-Payment Charges NIL Annual maintenance charges NIL

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10. HDFC Overdraft Loan FAQs How can I apply for an overdraft online? + How do I contact you if I want to know more about the loan? – You can contact us on info@arena?ncorp.com or at +91 9251647949 Can I use the overdraft limit for any purpose? – Yes, once you have been approved for the overdraft facility by HDFC, you can use the overdraft limit for any legitimate purpose, whether it's personal expenses, business needs, or any other ?nancial requirements. Related Articles -

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12. establishedintheyear 2016. Wehelpedthousandsofpeople togettheloanoftheirneed approvedfastwithoursimple & easyprocess. OverDraftLimit  CALLUS +919649944121  Quick Links Contact About  info@arenafincorp.com  ContactUs  PrivacyPolicy  Mon ? Sat 9?40 AM - 7?30 PM  Terms & Conditions  LoanEligibility  1/55, Aanchal Apartment, Roshan Path, Chitrakoot, Sector 1, Vaishali Nagar, Jaipur, Rajasthan  ApplyNow  Sitemap  © Copyright 2022 byArenaFincorp   