In the typical home insurance policy, the dwelling and most of the contents are covered up to the amount specified on th
In the typical home insurance policy, the dwelling and most of the contents are covered up to the amount specified on the policy. The only limit on items such as furniture and appliances is the total limit insured on the policy with no separate cap on the value of each individual item. Unfortunately, there are a number of other items that have very low limit caps on the amount recoverable from the policy. As an example, the following items usually are limited in the coverage available:
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