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What is The ICICI Personal Loan Eligibility?

Personal loan is a short term unsecured loan granted to an individual. It is commonly used to meet financial needs such as debt consolidation, wedding expenses, unexpected medical costs, home renovation, and others. Flexibility of usage, minimal documentation and quick processing make personal loan a preferred financing option to the customers. Unlike other loans, it usually has a shorter repayment tenure ranging from 1-5 years. Depending upon the individual applicant's profile and lender, the APR (Annual Percentage Rate) of a personal loan may vary from 11.29% to 35%.

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