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Typically subprime - PowerPoint PPT Presentation

The Evolving Role of Plastic: Consumer Credit, The Credit CARD Act of 2009 and the Emergence of Prepaid Debit

The Evolving Role of Plastic: Consumer Credit, The Credit CARD Act of 2009 and the Emergence of Prepaid Debit. J. Michael Collins Aug 2009. Background. Four in five households have a credit card 44 percent of households carry a balance Aggregated $15 billion in penalty fees annually

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Typically subprime - PowerPoint PPT Presentation

The Evolving Role of Plastic: Consumer Credit, The Credit CARD Act of 2009 and the Emergence of Prepaid Debit