What Does A Home Warranty Cover?

1. What Does A Home Warranty Cover?

2. Home warranties help homeowners save on appliance and system breakdowns. For mechanical issues around the house, it’s important to call on a professional to get the job done. But what exactly does a home warranty cover? We’ve got the answer. First things first: What’s the difference between homeowner’s insurance and a home warranty? Many people get home warranties confused with home insurance. If you’re considering a home warranty or even already have one, it’s essential to know the difference between the two: Home Insurance: In the case of damaged personal items, such as in a fire or flood, homeowner’s insurance will cover the damages in accordance with your contract. Home Warranty: In the case of wear and tear or other mechanical mishaps around the home, a home warranty will cover repairs or replacements in accordance with your contact.

3. The main difference is that home warranties focus on essential appliances and systems that keep the home functioning (as opposed to the personal possessions you keep in your home). Taking a closer look, here’s how a home warranty can help protect important parts of your home: The kitchen. Kitchen appliances will typically last for years, but when they fail, you can incur high costs for a repair or replacement if you don’t have a home warranty. Fortunately, refrigerators are a commonly covered asset in cases of mechanical mishap, as well as ovens, dishwashers, and garbage disposals. Since these are assets used every day by families, it’s important to be ready in case of a breakdown. 2. The yard. Certain mechanical parts of in-ground pools and spas are covered under some home protection plans, such as the filtration and heating systems. If you take care of your home’s lawn, the sprinkler system can also be covered with a home warranty.

4. 3. The laundry room. Washers and dryers are prone to common mechanical mishaps that happen through daily wear and tear. They’re also tough to fix and require special parts that a service professional should be able to help with. Of course, calling upon a professional for washer and dryer repair can be costly in the absence of a home warranty. 4. The living areas and bedrooms. One of the most important aspects of your home is the temperature. A home warranty can cover the heating and cooling systems that keep your living spaces comfortable. If you were to experience a breakdown, heating and cooling is often very expensive to repair or replace, but a home warranty can help you save. 5. The plumbing. The last thing you want to encounter as a homeowner is a plumbing issue. Home warranties can cover septic systems, plumbing stoppage, sump pumps, and even well pumps. Don’t get your hands dirty trying to solve these mechanical issues when Select Home Warranty can send over a service professional to get the job done.

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