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About Options for Restaurant and Shop Insurance

Options for Restaurant and Shop Insurance - General or Product liability, Theft, Workers compensation, Property contents, Equipment breakdown, Corrosion of stock, Business interruption, etc.

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About Options for Restaurant and Shop Insurance

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  1. Options of Restaurant and Shop Insurance

  2. Restaurant and shop insurance • The right cover can help to keep your restaurant or shop afloat if things go wrong • 2 types of restaurant and shop insurance • Compulsory and Good-to-have www.selectinsure.com.au

  3. Compulsory restaurant and shop insurance • Public liability insurance: Protects you if someone is injured or their property is damaged because of your business • Workers compensation: Protects you if your staff is injured while at restaurant or shop www.selectinsure.com.au

  4. Good-to-have restaurant and shop insurance • General liability: An important 'umbrella' policy that covers you if anyone is harmed or otherwise injured in your restaurant or shop • Theft: 3 most important types of theft insurance (A) Theft – covers the loss of your things and stock from theft, attempted theft, armed hold-up or a real or threatened assault (B) Money – covers the loss of or damage to your restaurant or shops’ funds from a wide variety of sources, including theft, armed hold-up and fire, either on your premises or in transit (C) Employee dishonesty – covers the theft of your property or money by any one of your employees either acting alone or in agreement with others www.selectinsure.com.au

  5. Workers compensation: This insurance is compulsory throughout Australia and protects you if your staff is injured while at restaurant or shop • Property contents: Fire, storms and other disasters are all very regular and can put you out of restaurant or shop in mere minutes - Secures the financial cost of loss of property from such events www.selectinsure.com.au

  6. Equipment breakdown:  Secures the financial cost of repairing or replacing fixed tools that have broken down, such as a fridge or cool room compressor • Business interruption:  Secures operating costs, such as your lease and franchise fees, and may also cover food spoilage www.selectinsure.com.au

  7. Product liability: Secures against claims made by customers who used (most likely ate or drunk) your products – one of the most essential policies you can get for your clients • Corrosion of stock: Secures you against food spoilage that may occur as a result of equipment breakdown www.selectinsure.com.au

  8. Got a question? • Contact us for any kind of query related to restaurant and shop insurance • Compare insurance quotes by talking with our experts AR NAS BROKERS AFSL NO. 233750 www.selectinsure.com info@selectinsure.com.au www.selectinsure.com.au

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