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Car Insurance

Car Insurance. Terms to know: Financial Responsibility Laws Premium Deductible. Types of Car Insurance. Liability Insurance Bodily Injury Liability Insurance Property Damage Liability Insurance Uninsured Motorist/Underinsured Motorist Insurance Collision Insurance

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Car Insurance

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  1. Car Insurance • Terms to know: • Financial Responsibility Laws • Premium • Deductible

  2. Types of Car Insurance • Liability Insurance • Bodily Injury Liability Insurance • Property Damage Liability Insurance • Uninsured Motorist/Underinsured Motorist Insurance • Collision Insurance • Comprehensive Insurance • Medical Payments Insurance • Towing Insurance • Rental Insurance

  3. How do they determine your rates? • Based on statistics • Look at the following categories: • Driving Record • Age • Miles Driven • Driver Gender • Marital Status • Type of Vehicle • Where You Live and Drive • Driver’s Claim Record

  4. Ways to reduce your premiums • Good Student Discount • Good Driver Discount • Multiple Policies • Safety Features/Anti-Theft Devices

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