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Are you planning to buy your dream house but donu2019t have income proof. Apply home loan online with ITR or income proof at lowest interest rate at PNB Housing. You can avail home loan with ITR easily here. We cover all the things step by step. Visit Here: https://www.pnbhousing.com/blog/home-loan-without-itr/
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5 WAYS TO GET HOME LOAN WITHOUT ITR • Submit an Application with a Co-Applicant • Speak to your Relationship Management • Explain Why you Do Not Have Income Proof • Select a Lower Loan-to-Value (LTV) Rate • Verify your Banking Experience
You can always rely on a co-applicant for a Home Loan approval. Although the co-applicant should have the income proof and ITR documents available. Submit an Application with a Co-Applicant
The second way to get a Home Loan without ITR is to reach out to your customer relationship manager or your existing financial institution’s officials and explain your situation to them. Speak to your Relationship Management
Explain to the concerned person why you did not file an income tax return in the current or preceding year due to unforeseen circumstances or a valid reason. Explain Why you Do Not Have Income Proof
Select a Lower Loan-to-Value (LTV) Rate The Loan to Worth Ratio is the amount of money a bank can lend you based on the market value of your home (LTV).
Verify your Banking Experience Always have a look at your savings bank account activity before applying for a loan, as lending institutions check bank statements.
REFERENCE URL https://en.wikipedia.org/wiki/Loan https://www.pnbhousing.com/blog/home-loan-without-itr/