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How Bajaj Finserv Personal Loan EMI Calculator Works?

Bajaj Finserv is an NBFC which provides loan to the customers at a reasonable interest rate. It comes with flexible tenures from 12 to 60 months. You can also calculate your loan EMI using the Bajaj Finserv Personal loan EMI Calculator. How the EMI calculator works? What is the need for EMI calculator? We find out the answers to these questions in the given article.

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How Bajaj Finserv Personal Loan EMI Calculator Works?

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  1. How Bajaj Finserv Personal Loan EMI Calculator Works?

  2. Bajaj Finserv is an NBFC which provides loan to the customers at a reasonable interest rate. It comes with flexible tenures from 12 to 60 months. You can also calculate your loan EMI using the Bajaj Finserv Personal loan EMI Calculator. How the EMI calculator works? What is the need for EMI calculator? We find out the answers to these questions in the given article.

  3. Need of an EMI calculator The EMI calculator helps in calculating the user total Equated monthly interest of the personal loan. It is easy to use you just need to enter your loan amount, loan tenure & applicable interest. Bajaj Finserv personal loan EMI calculator do the required calculations, and present the resultant EMI.

  4. What is the Bajaj Finserv Personal loan Interest rate? The Bajaj Finserv offers you personal loans to meet your urgent money requirements such as for wedding expenses, house renovation, medical emergency, education, etc. Bajaj Finserv personal loan interest rate is comparatively low and the starting range of interest is from 12.99% to 16%. You may get a loan up to Rs. 25 lac, it is an unsecured loan that means you do not need to give any collateral.

  5. Eligibility criteria for Bajaj Finserv personal loans The applicant must be a minimum age of 23 years and a maximum age of 55 years. You should be a salaried person employed with an MNC, public or private sector company. The minimum salary of the applicant for a personal loan may depend on the applicant's city of residence. At least Rs. 35,000 salary required to apply for a Bajaj Finserv personal loan. The user can also check the loan eligibility by using the Bajaj Finserv personal loan eligibility calculator. It will let you know the exact personal loan amount you will be eligible for. You can apply for the same amount to avoid the chances of loan application rejection.

  6. Tax benefit on Bajaj Finserv personal loan The loan amount is not considered as your income that’s why the government does not charge any tax on the personal loans. You have to pay tax for the loan amount which you have taken from a non-banking institute or an unknown source. The user might also get some tax benefits on specific use of the loan amount such as for house renovation and education.

  7. Ways to get a Bajaj Finserv personal loan You can easily apply for a personal loan by just following the given steps: Step 1 – Fill in the information, including your personal, employment and financial details in the online application form on the Bajaj Finserv website. Step 2 - Select the loan tenor and the loan amount you’ll be needed for an instant approval.

  8. Step 3 - Submit the relevant documents to a representative of Bajaj Finserv, who would contact you soon Step 4 - Get the required loan amount disbursed into your bank account within 24 hours of loan approval This how you can apply for a personal loan and fulfill your requirements.

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