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When you use a credit card, you get many reward points and cashback offers. Some banks give the option to convert your reward points into cash and adjust it in your bill. SBI credit cards also come with high reward points. If you do not have any credit card, you can check the details of SBI credit card to see if they are attractive enough to get.
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When you use a credit card, you get many reward points and cashback offers. Some banks give the option to convert your reward points into cash and adjust it in your bill. SBI credit cards also come with high reward points. If you do not have any credit card, you can check the details of SBI credit card to see if they are attractive enough to get. Recently, SBI Unnati Credit card has got popularity due to its offer of annual fee free for 4 years. The features of this card is given below. Later you will know all the types of credit cards at SBI. You can check details on the official website of SBI and apply for the card that suits your requirement.
Fees & Charges on SBI Unnati Credit Card • No annual fee for first 4 years • From 5th year, a renewal fee of ₹499 would be charged • No annual add-on fee • Finance charges on both credit limit and cash advance amount to up to 2.5% per month, totaling to 30% in a year • Minimum amount due-5% of total outstanding (Minimum of ₹200, plus applicable taxes, EMI (On EMI Product) and OVL • Cash advance fee at 2.5% of the transaction amount, with a minimum of ₹300, on withdrawal of cash from SBI and other ATMs, will be charged. On withdrawal from international ATMs, a 3% of the transaction amount will be charged. Here also, the minimum fee is ₹300
On due amount up to ₹200, there are no late payment charges. These charges range from 100-750 on a due amount of ₹200-10,000. • Overlimit charges are calculated at 2.5% of the overlimit amount, subject to a minimum limit of ₹500. • Cash payment fee amounts to ₹500 • Rewards redemption fee-₹99 • Card replacement fee-₹100
SBI Personal Credit Card Lifestyle • SBI Elite • SBI Elite Advantage Reward • SBI Platinum • SBI Advantage Platinum
Shopping • SBI Unnati Credit Card • Simply CLICK • SimpleSAVE • STYLEUP Contactless • Capital First • Simply CLICK Advantage • Simply SAVE Advantage • SBI Gold & more Advantage Card • Tata Platinum • Fbb SBI StyleUP
Travel • Air India SBI Signature • Air India SBI Platinum • Mumbai Metro • IRCTC SBI Platinum • Yatra
Banking Partnership • South Indian Bank SBI Platinum • South Indian Bank Simply Save • LVB SBI Platinum • LVB SBI Simply SAVE • Federal Bank SBI Platinum • Federal Bank SBI • KVB SBI Signature • Karur Vysya Bank • Karur Vysya Bank
Oriental Bank of Commerce • Oriental Bank of Commerce • Bank of Maharashtra • Bank of Maharashtra • BMB Platinum • BMB Gold and More
SBI Corporate: • SBI Corporate Signature • SBI Corporate Platinum • SBI Central Travel Account • SBI Corporate Utility • SBI Corporate Purchase
SBI Credit Card Eligibility It is very important for applicants to match the eligibility criteria set by the bank for each type of card. Mainly, income and employer’s category is given the importance while calculating the eligibility for credit cards.
How to apply You can apply for a credit card at SBI in just a few steps given as below: • Go to official website of SBI • Click on the apply section • Choose the privileges that you want to have on your card like reward points, lounge access, fuel surcharge waiver, fraud liability cover, concierge service, and travel benefits • Provide your income and monthly expenditure details • Click on the show my card tab • You will get the list of the cards that you are eligible for