Which Baroda Pioneer Mutual Fund is Good For High Returns?

1. Which Baroda Pioneer Mutual Fund is Good For High Returns?

2. Before we dive deep into specifically which Baroda Pioneer Mutual Funds offers high returns, first, let’s understand which type of mutual fund is growth-oriented. Every mutual fund scheme is set up with a pre-defined investment objective. For instance, an XYZ fund was set up with an objective of - achieving long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities. This scheme is an equity driven scheme which will offer you high returns, if invested over a long period of time. Whereas, a scheme which invests primarily in debt gives you moderate returns and high liquidity options. Besides this, there are hybrid funds that invest in both equity and debt. However, their percentage may differ based on whether it is an equity oriented or debt oriented scheme. Hybrid funds also invest in gold along with debt and gold.

3. Now, let’s discuss - Which Baroda Pioneer Mutual Fund has Good Returns? Teh bank of Baroda’s equity scheme has proved time and again that it is the most apt for good returns. You should also know that these schemes are high on risk. You know the old saying - High Risk,High Returns. These schemes are meant for investors who want to invest for long and the ultimate goal of the investor is capital growth. Disclaimer: Mutual fund investments are subject to market risks. Please read the offer document carefully before investing.

4. Best Equity Schemes under Baroda Pioneer Mutual Fund Baroda Large Cap Mutual Fund: This fund was set up with a primary objective to generate capital appreciation by investing in a diversified portfolio of equity related securities of large cap companies. The companies that fall under 1-100 in terms of market capitalization as disclosed by AMFI (Association of Mutual Funds of India) are known as large cap companies. This scheme is managed by highly efficient managers, Mr. Sanjay Chawla and Mr. Dipak Acharya since October 1, 2016. The fund has shown phenomenal rate of return since inception. The 5 year rate of return is 7.10%.

5. Baroda Equity Linked Savings Scheme, 1961: If you are looking for capital growth and at the same time want to earn tax benefits, this scheme is meant for you. This Baroda Pioneer Mutual Fund was set up with an objective to provide investors with long term capital growth and also provide tax benefit under Section 80C of the Income Tax Act, 1961. The fund has shown an upward trajectory in terms of returns. The five year CAGR on this scheme is 12.03%.

6. Baroda Banking and Financial Services Fund: All the people looking for capital appreciation, this fund will surely delight you. The scheme was conceived with an objective to generate long term capital appreciation for investors by investing in a portfolio of equity and equity related securities of banking and financial services sector. 80% of the portfolio consists of investment in equity. Whereas the rest 20% is invested in debt to balance the risk factor. The fund has shown extraordinary returns in terms of rate of return. The 5 year rate of return is 12.3% (which is very good). The fund is managed by a very skillful manager, Mr. Dipak Acharya, backed by many accolades to his name in the finance sector.