Fidelity National Title 60 E. Rio Salado Parkway, 11 th Floor Tempe, AZ 85281 www.fntarizona.com

1. Distressed Property Overview- How Your Title Company Can Help Fidelity National Title 60 E. Rio Salado Parkway, 11th Floor Tempe, AZ 85281 www.fntarizona.com

2. Fidelity National Title

3. *Recap of 2006 Results Fidelity National Title Revenue $5.9 billion Pre Tax Earnings $650 million OFPE 17.26 CFPE 11.61 Open Orders (direct) 2.7 million Closed Orders (direct) 1.8 million Led Industry in Fortune 500 No. 264 Fidelity National Title has 1.4 Billion Dollars in Reserves!

4. Industry Leader In Profitability, 2008 2nd Quarter, Semi Annual Profit Results $ In Millions

5. Profit Retention, 2nd Quarter 2008, Semi Annual Profit Results

6. Snapshot of The Phoenix Residential Marketplace- The Good News • More than 10,000 units of the “Active” inventory have been absorbed since January 2009. Current Inventory stands at 41,405 a 25% reduction! • Closed sales in the last 30 days were just under 8,400 units, the highest level of sales since 2006 • FHA loan limits in Maricopa County returned to the higher price levels of 2008 to $246,250 an increase of $70,000 • “Active” Inventory of properties within FHA loan levels is approaching a “balanced” market with inventories in the $350,000 and under pricing levels generally with active inventories in the 3-5 month range.

7. Distressed Property Overview Arizona MLS- REO Market In February 2009 $65.7% of all sold listings were REO’s In March 2009 66.2% of all listings sold were REO’s *Of the active inventory, 21% is REO so a vastly disproportionate number of REO’s are selling at the expense of owner-owned/ owner-occupied listings. Primarily because the banks are dumping them at a tremendous discount.

8. Market Overview- March 2009

9. Fidelity Product Code Breakdown- 1st Quarter 2009

10. Distressed Property Escrow Experts At Fidelity: • Meet Holly Harris, Ocotillo Fidelity Branch • 18 Years of Escrow Experience • Understands the Lender Process and Emotional Side For Buyer’s and Seller’s • CDPE Certified • Attends Monthly Escrow Trainings.

11. Testimonials “It is essential to our business that we work with Fidelity on our distressed property transactions because they are market centered. They are on the front end of the distressed property market.  They know the process and they speak that language.” Howard Lein, Owner of RE/MAX Excalibur Realty As a long term Fidelity partner and a Certified Distressed Property Agent, I can’t stress how important it is to engage a title company with solid experience, money in the bank and escrow experience. It is a must in today’s distressed property market. Gayle Henderson, RE/MAX Excalibur Realty Agent, Certified Distressed Property Expert "Never before has controlling your business been more important. The complexity of the deals and the need for the highest level of service and response is so critical to having success.  I am currently managing an active pipeline of 100 short sales which is a combination of listings and escrow. When Fidelity has the file I am assured things will get done right and on time. As a busy agent it is imperative that I can call one person and manage all my files, it's all about time management and high standards.” Andrew Bloom, Top Producing Agent with RE/MAX Excalibur Realty Fidelity knows the lender process.  They are there to hold the buyer’s hands throughout the process to make sure they feel comfortable throughout the transaction.  This is essential in the distressed properties arena as there is fear amongst buyers that can be alleviated with the right title company.” Arizona Golf Homes: Don Matheson, an Experienced Scottsdale Realtor