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How To Decide Insurance Coverage Limit? Choosing the right insurance coverage limit is important when it comes to buying an insurance policy as it will determine the claim amount to be paid by an insurance company. Consider following points when choosing an insurance limit: Determine the value of things to be insured. Know minimum policy limits required by your state law. Set a budget and try to stick to it. The extent of insurance limit will affect the premium. Consult an expert for advice. www.shawncampinsurance.com Shawn Camp Insurance Agency, Inc. 2705 E. Stan Schlueter Loop, Suite 101 , Killeen, TX - 76542 Phone: (254) 526 - 0535 Image Source: Designed by Freepik