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What Impacts Your Auto Insurance Rates Auto insurance policies are often calculated after considering a number of factors. Here we have listed certain variables that can significantly impact your insurance rates. Where You Live The insurance rates usually get higher at places where chances of accidents or thefts are more. Type Of Car There are various cars on which insurance rates are high. Special discounts are offered on cars with safety features. Driving Record A bad driving history is sure to cost you more in terms of auto insurance rates. Certain discounts are offered to people with good driving record. Coverage Included Make sure that you choose only those coverage options which you need. Credit Score Almost all insurance providers take credit score into account while calculating the rate. Maintain good credit score to get reasonable policy. www.shawncampinsurance.com 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542 Phone: (254) 526 - 0535