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Imagine today is your 25th birthday. And you just got your first job!. You work with dedication and focus. And soon, you get your first salary of 10,000. You are bursting with joy at the first salary!. You save 25% of your salary for the future. As time passes, you grow at work.
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Imagine today is your 25th birthday.
And you just got your first job!
And soon, you get your first salary of 10,000. You are bursting with joy at the first salary!
You save 25% of your salary for the future.
And your salary grows too! At 10% each year.
As your salary grows, you save more money. Till you’re saving 50% of the salary at retirement.
1.66 Crores And all your savings have accumulated handsomely.
1.66 Crores Now you can lead a comfortable life for years to come.
But is that all? Is a lifetime’s hard work worth only 1.66 crores? 1.66 Crores
Fortunately, no. If you’d invested your money, you’d have a lot more! 1.66 Crores
Take a Fixed Deposit. If you’d invested here, Your money would have grown by about 8% 1.66 Crores This is for illustration purpose only. This does not indicate that a FD will return 8%
And at retirement, you’d have3.83 crores! Your investment has made more money than all your savings! 3.83 Crores
If you’d invested in a Mutual Fund like An Asset Allocation Fund… ..your money could grow about 12% This is for illustration purpose only. This does not indicate that an asset allocation fund will return 12%. Return of 12% based on 60% debt allocation returning 8% and 40 % equity allocation returning 18% (Sensex returns from 2nd Jan 1980 to 30th July 2010 are about 18%.)
From FD: 3.83 Crores From Asset Allocation 6.78 Crores Which means, you get 6.78 crores on retirement! That is 4 times your savings!
But can you still do better? You could invest in the equity market and grow at about 18% And you’d have about 19.4 crores. From Asset Allocation Fund: 6.78 Crores From Equity Market: 19.4 Crores From FD: 3.83 Crores This is for illustration purpose only. Sensex returns from 2nd January 1980 to 30th July 2010 are about 18%
But what about the risk? Stock markets are Unpredictable And your lifetime’s savings are too valuable. 19.4 Crores
So choose an investment that’ll get you growth and stability Choose The IDFC Asset Allocation Fund. And start realizing all those dreams you’ve tucked away.
Imagine how much better your lifestyle could be if you invest wisely! An Asset Allocation Fund Savings Deposits Equity Market