Shriraam Group of Companies

1. SHRI RAAM GROUP Real Estate | Investment | Finance

2. About Shriraam Group At the Shriraamgroup.comwe are committed to improving the quality of life we serve. We do this by striving for leadership and global competitiveness in the business sectors in which we operate. Our practice of returning to society what we earn evokes trust among consumers, employees, shareholders and the community. We are committed to protecting this heritage of leadership with trust through the manner in which we conduct our business.

3. SUBSIDIARIES of Shriraam Group Shriraam Group has seven joint ventures: • Shriraam Worldwide Facilitators India Pvt. Ltd. • Shriraam Real Estate • Shriraam Finance • Shriraam Investments • Shriraam Builders • Shriraam Services • Uniorange Solutions

4. OBJECTIVES AND VISION • Integrity: We must conduct our business fairly, with honesty and transparency. Everything we do must stand the test of public scrutiny. • Understanding: We must be caring, show respect, compassion and humanity for our colleagues and customers around the world, and always work for the benefit of the communities we serve. • Excellence: We must constantly strive to achieve the highest possible standards in our day-to-day work and in the quality of the goods and services we provide. • Unity: We must work cohesively with our colleagues across the group and with our customers and partners around the world, building strong relationships based on tolerance, understanding and mutual cooperation. • Responsibility: We must continue to be responsible, sensitive to the countries, communities and environments in which we work, always ensuring that what comes from the people goes back to the people many times over.

5. Shriraam Finance : Non – Banking Finance Company

6. INTRODUCTION • We make your money grow with our investment plans or finance your enterprise with our loan plans. • The savings plan consists of daily and monthly saving plan with a 10% rate of interest and fixed deposit plan with 12% rate of interest.

7. OBJECTIVES AND VISION • Objective: Its primary objective is to act as financial service provider and help small enterprises for working capital, personal loans, home loans, loans for cars and two wheelers etc. • Vision: We do the business of responsible finance that based upon ongoing process of adapting products, process and policies to keep our client at center. Our co-operative are responsible to provide you every minute details from interest rate, price frequency, calculation on flat basis to dormancy fees and micro-finance institution claim.

8. Our Smart Investment Plans • Daily Saving Plans

9. Monthly Saving Plans • Fixed Deposit Plans

10. SRG Growth (Month-Wise)

11. Our Services • Daily Cash Receipt • Door to Door Collection • SMS Alerts on Registered Clients • Monthly Statement

12. Why to choose SRG? • Best high ROI • Low interest rate on our loan plans. • We help you to complete your dreams like running your own business, purchasing your own house, buying car.

13. Our Terms & Conditions: • To withdraw money or interest from saving account after 12 months. • If any person withdraws his money from saving plan before time of limit then no interest is applicable. • Rate of interest on saving daily plan is 10% per annum. • Rate of interest on fixed plan deposit is 12% per annum. • The saving account will be open on the same identity of account holder’s name. • The time limit of fixed plan is minimum 24 months. • If account holder withdraws his money from fixed plan before time limit then 10% rate of interest is applicable. • If any saving daily plan account holder do not pay his EMI on time so one day penalty of Rs 20 is applicable. • Saving account maturity time is 12 months and locking time will be 6 months. • If customer want to close his/her account before 6 months then he/she have to pay charge of 950/- that will deduct from his/her saving account. • Customer can withdraw 70% of amount from his saving account after completing 6 months. • After 6 months customer will be applicable to apply for loan. • After 6 months customer will be eligible for closing or withdraw the account.

14. After 6 months customer will be eligible to apply for loan and for closing or withdraw the account. • If customer has done 1 transaction from his account then he can do second transaction like saving, loan, a/c close or withdraw after 4 months. • If customer wants to close his/her loan before time then he/she have to pay closing charge of 1250. • If customer pays his EDI to collection boy without taking cash receipt then company will not any grantee of that payment. • If customer collect some money from his/her saving account or take loan before maturity time then interest will not apply. • After 6 months the saving daily plan account holder will be applicable for taking loan. • If any loan holder do not pay his/her EMI on time so Rs 50 per day as a penalty is applicable. • TDS is applicable on the saving plan at Government norms. • Service Tax is applicable on the loan at Government norms.

15. SHRI RAAM GROUP Real Estate | Investment | Finance Head office 214 B, Second Floor, Sushant Tower, Sushant Lok-II, Sector 56 Gurgaon Ph. No. – 0124 – 4212541, Customer Care no. - 9015950950 Email id – shriraamgroup@yahoo.com. Website: www.shriraamgroup.com