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Car Insurance is a vehicle policy to protect yourself from financial losses arising from unforeseen risks such as accidents, thefts or Third Party Liabilities. Get the Four wheeler insurance policy with Bharti AXA. Get quotes as per your car model, avail discount on premium.
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Introduction • Car Insurance also known as Vehicle insurance, motor insurance & auto insurance is insurance for road vehicles like car. • Car Insurance offers financial protection against theft of the vehicle and also damage against vehicle sustained from events like natural disasters or accident. • Legal regulations vary in each region. • An auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident.
Types of Car Insurance • Personal Injury Protection • Liability Insurance • Collision Coverage • Comprehensive Coverage
Personal Injury Protection • In Personal Injury Protection costs associated from an accident can quickly add up, and in order to cover those costs Personal Injury Protection is available. With this coverage, your medical bills along with those of your passengers will be paid, no matter who is at fault for an accident.
Liability Insurance • Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. • The damage you caused in an accident when you are at fault specifically liability coverage will pay for bodily injuries and property damage of others, remember that liability insurance does not cover any of your damages it protects others from the damage you caused and also protects you financially.
Collision Coverage • If there is a covered accident, collision coverage will pay for the repairs to your car. • Car insurance coverage it will pay for damages to your car from an accident even if you were at fault as the name implies collision coverage pays for damage incurred • Non-crash stuff or weather damage are not covered by your collision insurance for those things. • You can check out different insurance companies like Bharti AXA who provide Collision Coverage to your vehicle.
Comprehensive Coverage • Comprehensive car insurance provides you cover when your car is damaged. It covers your car but also covers you against accidents while driving. It also takes care of third party damages that are caused by your vehicle.