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EMV solution for Romania 22. February 2005

Discover how PPC Card Systems' EMVLiteY offers an advanced and affordable solution for migrating to chip technology, enabling banks, card manufacturers, and processors in Romania to combat fraud, enhance credit control, reduce operational costs, and provide added value services. With standardized personalization, efficient security features, and support for latest EMV specifications, EMVLiteY offers a secure and flexible investment for the Romanian market.

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EMV solution for Romania 22. February 2005

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  1. EMV solution for Romania22. February 2005 Uwe Kley PPC Card Systems GmbH

  2. About PPC PPC Card Systems GmbH – facts • PPC Card-Systems is located in Paderborn, Germany since 1989 • There is a second plant in Groningen in the Netherlands. • 100 employees are working in card production, personalization and mailing services. • Annualy 40 Mio. plastic cards are produced, personalised • PPC Card-Systems is part of the Eppé-Group, France. • Since 2000 PPC is together with our partner supercard on the Romanian market • Over 8 Mio. plastic cards have been produced for Romania since that time.

  3. MasterCard Visa Diners Club German Health Insurance Card Chipper DIN ISO 9001-2000 Certifications

  4. Moving to EMV is a new Challenge for banks, card manufacturer and processors

  5. Reduce fraud Enhance credit control Reduce operational costs Platform for added value services Why migrate to chip?

  6. EMV Card Portfolio

  7. While combating fraud banks increasingly look for an economic solution that is affordable yet advanced in terms of technology. EMVLiteY is one answer. Mastering the Challenge

  8. EMVLiteY builds upon open standardized personalization single mask concept the latest EMV, MasterCard and Visa specifications fast 16 bit processor Open the door to EMV withEMVLiteY Advanced Technology

  9. Renesas AE420 16 bit processor 5k EEPROM 64k ROM 2 kRAM 3DES up to 115.200 bit/s Open the door to EMV withEMVLiteY Hardware Facts

  10. EMVLiteY offers efficient security Static Data Authentication (SDA) Offline PIN + Online PIN Risk Management Open the door to EMV withEMVLiteY Efficient Security

  11. To minimize fraudulent transactions especially in offline environments EMVLiteY supports Online PIN Signature Offline PIN Open the door to EMV withEMVLiteY Features -Cardholder Verification Methods

  12. M/Chip Lite VSDC Personalization Initialization Implementation Open the door to EMV withEMVLiteY Features -Single Mask Concept • EMVLiteY supports the latest specifications for • VSDC • M/Chip Lite 4

  13. Open the door to EMV withEMVLiteY Features -Open Personalization Standards EMVLiteYfollows an open and standardized personalization approach supporting • EMV Card Personalization Specification • M/Chip4 Common Personalization Specification • Common Personalization Technical Requirements for VSDC • Global Platform Scripting

  14. Open the door to EMV withEMVLiteY Supported Specifications • M/Chip4 Card Applications Specification for Debit and Credit V1.0 • Visa Integrated Circuit Card Application Specification 1.4.0 • EMV 2000 • EMV Card Personalization Specification V1.0 • M/Chip 4 Common Personalization Specification • Common Personalization Technical Requirements for VSDC • GlobalPlatform Card Customization Guide • GlobalPlatform Systems Profiles Specification • GlobalPlatform Systems Scripting Language Specification • Guide to Common Personalization Load and Personalization

  15. Open the door to EMV withEMVLiteY Ready to be used EMVLiteY • Visa approval March 2005 • MasterCard approved February 2005

  16. Secure investment with standardized personalization Limitations of proprietary personalization • Limited to a specific product • Depending on specific card manufacturer • Integrating a new product means developing a new personalization process (worst case: completely new!) • High set up costs • Limited flexibility • Limited choice of suppliers

  17. Secure investment with standardized personalization Introduction to EMV CPS • EMV Card Personalization describes a common approach to Smart Card Personalization. • The main targets of EMV Card Personalization are: • lower set up costs • faster time to market • greater choice of suppliers • EMV Card Personalization can also be used for Non-EMV Applications. • The approach is based on the Visa Common Personalization Specification and described in EMV Card Personalization Specification, published by EMVCo, LCC (www.emvco.com).

  18. One personalization process for all product and types Minimized development efforts for product integration Exchangeable components Independant of supplier Secure investment with standardized personalization Advantages of EMV CPS 2/2 • Minimal set up costs • High flexibility • Wider choice of suppliers

  19. PPC Card Systems GmbH Senefelderstraße 10 33100 Paderborn Germany u.kley@ppc-card.de

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