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Exhibit 14.5 Among Firms Offering Health Benefits That Shopped for a New Plan or Insurance Carrier, Percentage Reporting That They Changed Insurance Carrier and Health Plan Type in the Past Year, by Firm Size, 2012.

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  1. Exhibit 14.5Among Firms Offering Health Benefits That Shopped for a New Plan or Insurance Carrier, Percentage Reporting That They Changed Insurance Carrier and Health Plan Type in the Past Year, by Firm Size, 2012 * Estimate is statistically different within category from estimate for firms not in the indicated size category (p<.05). NOTES: The survey considers a firm to have changed health plan types when the plan switches one of the following categories; Conventional, HMO, PPO, POS, HDHP/SO. SOURCES: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2012.

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