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RISK MANAGEMENT BRAINSTORMING IDEAS. The information in this unit will also be covered under the title of Driving in Adverse conditions. Webster’s Dictionary Definition of Risk. 1 possibility of loss or injury 2 A dangerous factor or element 3 A person or thing that is a specified
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RISK MANAGEMENT BRAINSTORMING IDEAS The information in this unit will also be covered under the title of Driving in Adverse conditions
Webster’s Dictionary Definition of Risk • 1 possibility of loss or injury • 2 A dangerous factor or element • 3 A person or thing that is a specified • hazard to an insurer
STATISTICS • Leading cause of death among teenagers • Risk of a crash for a 16-17 yr, old is 3x’s higher than for 18-19 yr. Old drivers • Night time hazards (visibility,fatigue,alcohol) • In the first nine hundred miles of driving you are more likely to have an accident or get a ticket
RISKS- What are the risks you will be facing every time you get behind the wheel of an automobile. • 1) Death • 2) Injuries • 3) Damages
FACTORS THAT HAVE AN INFLUENCE ON THE RISKS “DRIVER ERRORS” USE OF DRUGS/ALCOHOL EMOTIONAL FACTORS ROAD RAGE FATIGUE PHYSICAL IMPAIRMENTS SIGHT
1- WEATHER- • A) rain • B) snow • C) fog • D) wind
ROADS- • A) Local • B) Highway • C) Rural • D) Road Contours
TRAFFIC • A) Other Road Users • B) Congestion • C) Too fast/ Too slow
TIME OF DAY • A) Night • B) Early Morning • C) Dusk *Seasonal Changes
VEHICLE • A) Maintenance - Daily Checks • Long Term Checks • Seasonal Checks