Navigating Insurance Claims After a Truck Accident Pitfalls to Avoid

1. Navigating Insurance Claims After a Truck Accident: Pitfalls to Avoid

2. Key mistakes to avoid so you can protect your rights and pursue justice effectively: Don’t Deal with Insurance Companies Directly Many insurance companies use apology techniques to calm clients, giving the impression that they’re solving the problem. Don’t fall for such tricks. After an accident, it’s easy to start believing someone who apologizes, but this can work against you. Record the scene as soon as possible, then contact a lawyer and your insurance company.

3. Insurance companies might downplay the severity of your injury, which can reduce the value of your claim. Never provide a recorded statement without your lawyer present, as it can be used against you. They may also rush you into accepting a lowball settlement offer. For guidance, consult SunsetWest with any questions or concerns. Don’t feel guilty if the accident wasn’t your fault. Fight for the claim you deserve, as insurance companies may lie or show fake sympathy to reduce the payout.

4. Gathering Vital Evidence Failing to gather vital evidence can severely weaken your case. If possible, take photos or videos at the scene. If you’re unable to do so due to injuries, ask someone else to record the scene for you. This could be a friend, family member, or even a bystander. SunsetWest understands the importance of your condition and the comprehensive evidence you provide.

5. Common Tactics You Need to Be Aware Of Health Insurance Payment: If your health insurance has already paid your medical bills, the insurance company might claim they’re not liable for those expenses. While there may be a deduction in the claim, it’s important to review your health insurance carefully, as it might not cover all the costs. Your lawyer should meticulously check all the documents. Wage Loss: Insurance companies might argue that you’re not entitled to wage loss compensation because you used sick time. This isn’t entirely true.

6. Downplaying the Accident: They may try to make it seem like the accident was minor. Ensure you have all the medical documents to support your claim. Pressure to Settle: They might pressure you to settle quickly, claiming they have the authority to rescind the offer if you don’t. This is a lie—they can’t do that. You have every right to pursue your claim.

7. Settling Too Quickly Your desire to quickly resolve the claim might seem like a solution, but it could lead to inadequate results. You might be focused on your immediate needs, but what if complications arise later that cost more than you anticipated? To avoid this, follow your lawyer’s advice.

8. Protect Your Rights It’s crucial to understand the damages covered by your insurance, including lost wages, medical expenses, property damage, diminished earning capacity, or funeral expenses. Additionally, your lawyer can help you understand non- economic damages, such as physical or emotional pain and suffering.

9. CONCLUSION It’s important to avoid common mistakes after a truck accident. Partnering with SunsetWest can help you navigate the claims process effectively. With the complexities of the legal system and the potential pitfalls, gathering sufficient evidence and avoiding these mistakes will help you get through tough times and secure the claim you deserve. To learn more, you can Click Here. Visit Us - https://www.sunsetwestlg.com Phone - 310.282.8888