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Introduction to Insurance

Our people... gender: malewas born on the 12th of September 1956 (53 years old)is playing tennis (as hobby)do not smokeis a running a small shophas two children. What type of insurance he is looking for?. He is looking for a risk life insuranceHe is travelling a lot because of his jobTime

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Introduction to Insurance

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    1. Introduction to Insurance Presented by Dávid Nagy & Tamás Gyureskó

    2. Our people.. gender: male was born on the 12th of September 1956 (53 years old) is playing tennis (as hobby) do not smoke is a running a small shop has two children

    3. What type of insurance he is looking for? He is looking for a risk life insurance He is travelling a lot because of his job Time period: 10 years Monthly fee: HUF 12000

    4. Two contracts Aegon Vitál Union Rizikó Extra

    5. The similarities between Aegon Vitál and Union Rizikó Extra In case demise would occur within 6 month after the contract is signed both of them repay the fees that were already payed contractor.

    6. Suicide In case Suicide would be the cause of death both of them would pay if the suicide occurs after 2 years of the beginning of the contract.

    7. Other similarities Neither of them pays after the period The term of the insurance is 10 years for both of them The payment period is also 10 years The age at which the insured entered is 53 years old The expiration age is 63 years old ( maximum 75 would be allowed at both)

    8. Union Rizikó Extra Payment methods: Monthly but it is allowed just with inkasszo , quarterly, yearly and half yearly There are no tax benefits

    9. The differences In case of demise after 6 month sum assured: Vital : HUF 10 650 000 Union Rizikó Extra: HUF 7400 000 Accidental demise Vital: HUF 10650 000 Union: HUF 11100 000

    10. Other differences Vital do not have an assured sum for the demise which relate to traffic accident Union have an assured sum for that : HUF 14800 000 It also had an assured sum for the case when you suffer at least 79 percent health damage due to traffic accident: HUF 14800 000

    11. Moreover It also have an insured sum for the case that if you suffer at least 79% health damage you got: HUF 11 100 000 The premium for this insurance coverage for Vital: HUF 144031 yearly and HUF 36008 quarterly The premium for Union Rizikó Extra: HUF 145908 yearly and HUF 367477 quarterly

    12. Suggestions Due to he wants to be insured because he travels a lot we would suggest him the Union Rizikó Extra because it gives more coverage for traffic accident and there is no big difference in the premium at all

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