1 / 11

Sari Yuniarti,SE,MM . E-mail: jurkubank@yahoo.com

BANK DAN LEMBAGA KEUANGAN. Sari Yuniarti,SE,MM . E-mail: jurkubank@yahoo.com. BANK DAN LEMBAGA KEUANGAN. INVESTASI. TABUNGAN. Bank. Lembaga Keuangan. Non-Bank. Lembaga Keuangan.

tala
Download Presentation

Sari Yuniarti,SE,MM . E-mail: jurkubank@yahoo.com

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. BANK DAN LEMBAGA KEUANGAN Sari Yuniarti,SE,MM. E-mail: jurkubank@yahoo.com

  2. BANK DAN LEMBAGA KEUANGAN INVESTASI TABUNGAN

  3. Bank LembagaKeuangan Non-Bank

  4. LembagaKeuangan Adalahsemuabadan yang kegiatannyabidangkeuangan, melakukanpenghimpunandanpenyalurandanakepadamasyarakatterutamagunamembiayaiinvestasiperusahaan (disampingkegiatankonsumsidandistribusibarangdanjasa).

  5. B A N K NON BANK • Penghimpunan Dana • Scrlangsungberupa: simpanandanamasy. (Tabungan, Deposito, Giro) • Scrtdklangsungberupa: kertasberharga, penyertaan, pinjaman/kredit • Penyaluran Dana • Utktujuan modal kerja, investasidankonsumsi • Kepadabadanusahadanindividu • Utkjk.pendek, menengah, danpanjang • Penghimpunan Dana • Scrtdklangsungdrmasy. (kertasberharga, penyertaan, pinjaman/ kredit • Penyaluran Dana • Terutamautktujuaninvestasi • Terutamakpdbadanusaha • Terutamajk.menengahdanpanjang PerbedaanLembagaKeuanganBank danNon Bank

  6. Peranan Bank danLembagaKeuangan • Asset Transmutation Bank danlembagakeuangan non bank berperansbgpengalihasetdari unit surplus (lenders) kpd unit defisit (borrowers). • Transaction Bank danlembagakeuangan non bank memberikankemudahanutkmelakukantransaksibarangdanjasa

  7. Liquidity Bank danlembagakeuangan non bank memberikankesempatankpd unit surplus utkmenempatkandananya pd produk-2 ygmemiliki tk. Likuiditasyg berbeda-2. • Efficiency Bank danlembagakeuangan non bank sebagailembagabrokerage dapatmenurunkanbiayatransaksidgnjangkauanpelayanannya

  8. PERANAN DAN FUNGSI Unit Surplus Unit Defisit Arus Tabungan Instrumen Utang LembagaIntermediasi Keuangan • Asset Transmutation • Transaction • Liquidity • Efficiency

  9. BANK Bank adalahbadanusaha yang menghimpundanadarimasyarakatdalambentuksimpanandanmenyalurkannyakepadamasyarakatdalambentukkreditdanatau bentuk-bentuklainnyadalamrangkameningkatkantarafhiduprakyatbanyak.

  10. Fungsi Bank • Agent of Trust Bank sebagailembagapenghimpunan danpenyalurandana, harusdilandasidenganunsurkepercayaan (trust) • Agent of Development Bank sangatdiperlukanutkkelancarankegiatanperekonomiandisektorriil. • Agent of Services Bank memberikanpenawaranjasa-jasaperbankanlainnya (transfer, garansi bank, kliring, jasapenyelesaiantagihandll).

More Related