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Healthcare Systems for Children. Medicaid (Medi-Cal). California’s Medicaid program Health insurance for low-income families and individuals. Fee for Service Medi-Cal. Go to any doctor who accepts Medi-Cal Don’t need a referral to see a specialist Eligibility – children who
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Medicaid (Medi-Cal) • California’s Medicaid program • Health insurance for low-income families and individuals
Fee for Service Medi-Cal • Go to any doctor who accepts Medi-Cal • Don’t need a referral to see a specialist • Eligibility – children who • receive SSI • are in foster care • Most children aren’t eligible for this
Medi-Cal Managed Care • HMO • Most common kind of Medi-Cal • Only choice for most children • Primary care provider • gatekeeper • need referral to see a specialist
Medi-Cal Managed Care • Different Plans • Los Angeles • LA Care • HealthNet • Orange County • Cal Optima • All Medi-Cal programs are managed care
Automatically Qualify for Medi-Cal if you are in… • SSI/SSP(Supplemental Security Income/State Supplemental Program) • CalWORKs(California Work Opportunity and Responsibility to Kids). • Refugee Assistance • Foster Care or Adoption Assistance Program • TANF(Temporary Assistance to Needy Families)
Medi-Cal for Children with Disabilities • Medi-Cal even if families make too much to qualify • Share of cost • Waiver
Share of Cost Medi-Cal • For people with disabilities who make too much money for regular Medi-Cal • pay a certain amount (share of cost) each month that you receive medical care before Medi-Cal begins to pay
Waiver • For some children who • are medically fragile or • have developmental disabilities • Does not count parents’ income in deciding eligibility
Eligibility for Medi-Cal • Income • Few resources • United States Citizen or documented resident
Important Points about Medi-Cal • Many ways to qualify for Medi-Cal • a child with a disability may qualify even if the rest of the family doesn’t • It can be very confusing to figure out if you or your child qualifies • Eligibility is different depending on the age of the child and whether he/she has a disability
Important Points about Medi-Cal • You can get help with things like • finding out if your child is eligible, • filling out applications or • problems at places like the Consumer Health Center of Los Angeles
Denti-Cal • Program for dental care. • Provides • regular cleaning and check-ups • needed dental work • Orthodontia
Eligibility for Denti-Cal • Eligible for Medi-Cal • Over age 3
Important points about Denti-Cal • List of dentists who accept Denti-Cal from CHDP • Covers orthodontia for children
Healthy Families • Insurance program for children 0 to 19 years of working families • Income too high for Medi-Cal • Under 250% FPL • No health insurance
Paying for Healthy Families • Monthly premium • family size, • income and • amount of services you need • Different plans cost between $4 - $15 a month (per child) • The most you can pay is $45 per month.
Paying for Healthy Families • co-pay each time you receive services • Usually $5 • No charge for preventive services, like yearly check-ups
Eligibility for Healthy Families • Children age 0 – 19 • Working families • Under 250% FPL ($3,928 for a family of 4). • United States Citizen or documented resident • California resident 250%
Important Points about Healthy Families • Comprehensive health care • Several choices of Healthy Families plans • look at each plan and pick the one that bests meets your child’s needs • Check to see which doctors belong to which plans • Look at what medications are covered • Decide if you need vision coverage as well as health care
Healthy Kids Los Angeles • Comprehensive health insurance for children • 0 to 19 • who don’t qualify for Medi-Cal or Healthy Families • Free or low-cost
Paying for Healthy Kids • Premium ranges from 0 - $12 per child a month • Maximum of $24 a month • Co-pay for some services
Eligibility for Healthy Kids • Children ages 0 to 19 • Living at or below 300% FPL • Living in Los Angeles County 300%
Eligibility for Healthy Kids • Ineligible for • no-cost, full-scope Medi-Cal, • Healthy Families, • Access for Infants and Mothers (AIM) or • job-based health insurance program, and not covered by Kaiser Child Health Plan.
Important Points About Healthy Kids • Insurance can be used by children who are undocumented • Includes dental and vision • There is a maximum enrollment • waiting list if full • Healthy Kids programs in other counties
Other publicly funded insurance for children • KP Child Health Plan • Low-cost health care for children 0 – 19. • up to 300% FPL • for children who don’t qualify for • Medi-Cal • Healthy Families or • insurance paid in any part by an employer
Other publicly funded insurance for children • California Kids • Comprehensive primary health care services to children ages 2 through 18. • Provides insurance for kids who don’t qualify for Healthy Families, up to 300% FPL • Not taking applications at this time
Child Health and Disability Prevention Program (CHDP) • Early Periodic Screening Diagnosis and Treatment (EPSDT) • A well-child screening program for infants, children and teens • Well child exams • diagnosis and treatment • Free services
Eligibility for CHDP • Children with Medi-Cal from birth to age 21 • Children from low-income families birth to age 19 • not eligible for Medi-Cal • below 200% FPL • Children in Head Start and State Preschool programs (generally ages 3-5).
Important points about CHDP • CHDP can pay for services like • Sports and camp physicals • Mental health services • Expanded dental services
California Children’s Services (CCS) • Program for children and youth • serious and/or chronic medical conditions • 0 – 21
CCS • pays for services that are provided at special care centers • pays for special equipment • only pays for services for child’s CCS eligible condition
CCS • Medical Therapy Program (MTP) • provides therapy services, such a physical therapy, or occupational therapy • Medical Therapy Units (MTUs) are at schools • No income requirement
Eligibility for CCS • Birth – age 21 • CCS eligible condition • For general CCS • Family income under $40,000 or • Expect to pay over 20% of income for treatment of CCS eligible condition • For MTP only • No income eligibility
Eligibility for CCS • Permanent resident of California • Do not need to be documented • Parents live in the county where you apply
Important Points about CCS • Anyone can make a referral • Can pay for diagnostic services • Some children may qualify for MTP services but not general CCS.
County Department of Mental Health (DMH) • For children with Serious Emotional Disturbance (SED) such as • severe depression or bi-polar disorder. • not for people with developmental disabilities or substance abuse • unless they also have an SED.
Mental Health Programs • Care can include • therapy, • medication, • hospitalization and • other services
AB 3632 (school aged children) • For students receiving special education • Who need more mental health services than provided by special education
Eligibility • For general DMH services • 0 – 18 • Financially eligible for Medi-Cal • Diagnosed with or thought to have an SED
Eligibility • AB3632 • Receiving or thought eligible for special education services • Needs higher level of mental health services than typically provided by special education
Mental Health Programs • Mental Health services for children who don’t have a SED • Medi-Cal, • Healthy Families, • EPSDT or • private pay
In Home Supportive Services (IHSS) • An alternative to out-of-home care, • nursing homes or board and care facilities • Two Types • Residual program • Personal Care Services Program (PCSP)
Residual Program • helps pay for services to help children remainsafely in their own home • For children • with disabilities (including blindness) • Who don’t need personal care or paramedical services • Must meet SSI/SSP disability criteria
Personal Care Services Program (PCSP) • helps pay for services to help children remainsafely in their own home • Covers similar services • Provides personal care and/or • Paramedical services • Doesn’t fund protective services • Must receive SSI to qualify
IHSS • Services can be provided by • A hired care provider • A parent can be the provider for a child with a severe disability only if the parent is can’t work full-time because of the child’s needs and there isn’t an appropriate caregiver available.
IHSS • Services include • housecleaning, • preparing meals, • laundry, • grocery shopping, • personal care services • taking people to medical appointments, and • protective supervision for people with cognitive disabilities
Eligibility for IHSS • United States citizens or qualified aliens; and California residents. • Live at home • Current recipients of SSI/SSP (PCSP) or • Current recipients of SSI/SSP (Residual) • Are eligible for SSI/SSP but their family income is too high • May have share of cost • are eligible for SSI/SSP, including income, but don’t get SSI • Get Medi-Cal and meet SSI/SSP disability criteria. • Limited resources