Welcome our Guests

1. Welcome our Guests

2. About PICC (Hong Kong) Formerly known as Guangdong Asia Insurance Co., Ltd. (粵海亞洲保險有限公司) Taken over by PICC Holding Company(中國人保控股公司) in Nov 2002 Renamed as The Peoples’ Insurance Company of China (Hong Kong), Ltd. –中國人民保險(香港)有限公司 PICC (HK) is the 1st overseas subsidiary of PICC Holding Company

3. Inaugural Ceremony 開業盛況

4. Board of Directors 陳智思先生 陳有慶先生 劉奇喆先生 董事長 唐運祥先生 余正先生 周平先生 丁運洲先生 李偉民 馬照祥

5. 股東介紹 亞洲金融集團(控股)有限公司 Asia Financial (Holdings) Ltd. 中國人保控股公司 PICC Holding Company 亞洲保險有限公司 Asia Insurance Co., Ltd. 亞洲保險(投資)有限公司 Asia Insurance (Investments) Co., Ltd. 75% 25%

6. Company Structure 公司架構 Board of Directors Management Office Mr. Sammy Wong Marketing Dept 1 Mr. Jian Chao Marketing Dept 2 Ms. Irene Lee Claims Dept Ms. Terrie Lau Policy Admin Dept Mr. Joseph Chung Re-insurance Dept Accounts & Investment Dept Personnel & Administration Dept

7. Company Development • PICC (HK) has rooms to develop • Develop Intermediary Market – Over 100 business partners now • Product Development • Investment in New IT system • Investment in Human Resource

8. About PICC Group PICC Holding Company 中國人保控股公司 PICC Property & Casualty Company Ltd. 中國人民財產保險股份有限公司 PICC Asset Management Company Ltd. 中國人保資產管理有限公司 • PICC Holding Company formerly was The Peoples’ Insurance Company of China (中國人民保險公司) • State-Owned Enterprise • Report to State Council of PRC (中華人民共和國國務院)

9. About PICC Group PICC Property & Casualty Company Ltd. 中國人民財產保險股份有限公司 • Listed in Hong Kong Security Market in Nov 2003 (No.2328) • Initial Share Price – HK$1.8 • Share Price as at 9th Jun 04 – HK$3.025

10. PICC Property & Casualty Company Ltd中國人民財產保險股份有限公司 Financial Highlights 20032002 RMB millionRMB million Net Premium Earned 40,409 36,381 Net Profit (after Tax) 1,451 278 Net Assets 18,757 10,293 Net Profit grew by 1,173M in 2003 (422%) Largest Non-life Insurer in Mainland China Consumes 70% market share Over 4,000 branches all over Mainland China

11. Office Protection Policy • Office Contents • Business Interruption • Money • Public Liability • Personal Assault • Employees’ Compensation

12. Policy Sections

13. Minimum Premium

14. Section 1 – Office Contents Property All Risks • 3F, Computer equipments, office machinery, stationery, documents, trade sample & stock • Depreciation not deducted up to 3 years old (except sample/stock) • Removal of Debris (10% on sum insured) • Boarding up Broken Doors & Windows (HK$20,000) • Alterations & Repairs (Each contract < HK$100,000)

15. Section 1 – Office Contents • Items Sub-limit (HK$) • Office Equipment 100,000 • Computer Equipment • Any one item 20,000 • In total 20% of SI • 3. Computer data records(loss) 20,000 • 4. Ornament glass, china, porcelain 5,000 • 5. Deed, document, file plan 3,000 • 6. Trade samples/stock (loss) 20,000/10% • 7. Wines and Cigars(loss) 3,000 • 8. Any one other item 50,000

16. Section 1 – Office Contents Excess • HK$1,000/10% of water damage • HK$2,000/10% for notebook • HK$1,000 for others

17. Section 2 – Business Interruption • Additional Expenses – HK$500,000 • Indemnity Period – 12 months • Claims payable under Section 1 • Accountant’s Fee – HK$30,000 • Denial of Access • Excess • First 48 hours

18. Section 3 - Money • 1. Non-negotiable Money – HK$500,000 2. Out of business hours • In locked safe – HK$50,000 • In locked drawer – HK$3,000 • 3. During business hours & In Transit – K$50,000 • 4. Damage to safe due to theft – HK$20,000 • 5. Forced signing of cash cheque – HK$10,000 • 6. Theft by Employees – HK$5,000

19. Section 4 – Public Liability • Limit of Liability – HK$7.5M (Cost inclusive) • OccasionalOverseas visits • 3. Food and Drinks – HK$2M • 4. Liability to Landlord (rented Premises) – HK$1M • Excess • HK$500/10% each & every claim

20. Section 5 – Personal Assault • Restricted Personal Accident • 2. Person Insured – directors, partners, or employees with • age 16-70 • 3. Cover – Death or Permanent Total Disablement • 4. Robbery, hold – up or theft at the premises or conveying Company’s Money • 5. Limit of Indemnity – HK$50,000 per person & HK$200,000 AOP

21. Optional Cover – Employees’ Compensation • Under Employees’ Compensation Ordinance • 2. HK$100M/HK$200M • 3. Commercial Overseas Visit by Non-manualstaff

22. Claims Handling for Property Damage • Action to minimize Loss • Notify Insurers ASAP • Claim Form together with: • Photos showing damage • Repair Quotation / Repair Invoice and Receipt • Purchase Invoice for damaged item

23. Claims Handling for Property Damage • Keep proper record & documents • Keep the damaged property • Full cooperation with Insurer

24. Claims Handling for Property Damage • Minor Loss / Damage (Estimated Loss < HK$15,000) • No loss adjuster will be appointed • If possible, seek Insurers’ approval before remedial work

25. Claims Handling for Property Damage (II) Major Loss / Damage (Estimated Loss > HK$15,000) • Appoint Loss Adjuster • Extend fullest cooperation with Loss Adjuster.

26. Claims Handling for Third Party Property Damage / Bodily Injury • Report to the police &/or Medical Centre • Get the personal details of the injured and witness, such as name, contact no. & address etc. • Identify the extent of injury

27. Claims Handling for Third Party Property Damage / Bodily Injury • Complete/return the claim form with all information • Do not admit any liability • Pass to us all relevant letters and documents from third parties. • Ask Insurer’s advice

28. 「辦公室萬全保」營業銷售比賽規則 (I) 年終獎 (生意計算到 31-12-2004) (II)季度獎 (生意計算到 30-9-2004)

29. 「辦公室萬全保」營業銷售比賽規則 (I) 年終獎 比賽日期 6月10日起至12月31日止（輸入保單日計） 獎品 各中介人於比賽時間，「辦公室萬全保」的累積毛保費，每HK$100,000.00元便可獲HK$2,000.00現金獎，不設上限。

30. 「辦公室萬全保」營業銷售比賽規則 (II) 季度獎 比賽日期 由6月10日起至9月30日止（輸入保單日計） 獎品 各中介人於比賽時間，累積毛保費，超過HK$300,000.00元便可獲HK$3,000.00現金獎。

31. 「辦公室萬全保」營業銷售比賽規則 例子 若一個中介人在6月至9日銷售了HK$400,000.00. 年終獎 – HK$8,000 季度獎 – HK$3,000 總獎金 – HK$11,000

32. This is to certify that has been granted the Annual Sales Award/First Quarter Award in respect of the “Office Protection” Product. Signed by Director & GM of PICC (HK) Date: Sales Award Certificate

33. Thank You Questions and Answer www.picchk.com