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MoneyCounts : A Financial Literacy Series

Environmental Stewardship. MoneyCounts : A Financial Literacy Series. 11-A Grange Building University Park, PA 16802 financialliteracy.psu.edu finlit@psu.edu 814-863-0214. Description. Sustainability should be put at the heart of both financial literacy and environmental stewardship.

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MoneyCounts : A Financial Literacy Series

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  1. Environmental Stewardship MoneyCounts: A Financial Literacy Series 11-A Grange Building University Park, PA 16802 financialliteracy.psu.edu finlit@psu.edu 814-863-0214

  2. Description • Sustainability should be put at the heart of both financial literacy and environmental stewardship. • In seeking financial health, sustainability is the capacity to endure a lifestyle without depleting or permanently damaging renewable financial resources. • In ecology, sustainability is how biological systems remain diverse and productive indefinitely.

  3. Learning Outcome • Understand the relationships between financial literacy principles and environmental stewardship responsibility • Acknowledge the importance of sustainability for both financial literacy and environmental stewardship principles

  4. Environmental Stewardship through Sustainability Responsible use and protection of our natural resources through conservation and sustainable practices Humans’ treatment of land, water resources, animals, and plants to meet their needs without hindering the needs of the future generations Operation within an environmental, economic, social, and ethical context about the planet

  5. Natural Resources • Human Needs Environmental Stewardship through Sustainability Balance between satisfying human needs and using renewable natural resources

  6. Environmental sustainability in daily life Act as a well-informed consumer Buy locally grown products & implement recycling  Purchasing Food service Eliminate harmful products & Go green and organic Use carpooling & Eliminate wasteful use of fuel Reuse, Recycle, and Reduce Landscaping Transportation 3 Rs

  7. REDUCE Foundations of Environmental Stewardship • RECYCLE • REUSE

  8. REDUCE In financial literacy, you use budgeting as a guide to reducing your spending after analyzing your needs and wants. In environmental stewardship, you reduce your consumptions. You produce less waste, consume less, and avoid products with unnecessary packaging. e.g. Paper plates vs. Dishwasher every few days

  9. REUSE In financial literacy, you learn to economize and find an alternative use for different items to save money In environmental stewardship, think of how you can reuse it or re-purpose it for another use before you throw anything away. e.g. Newspaper  Wrapping paper

  10. RECYCLE Approximately 50% of household waste can be either recycled or composted. Trash should be your last resort! If you are producing too much waste, recyclable or not, it means you are not following the reduce and reuse principles.

  11. Apply financial literacy to environmental stewardship Knowledge Action Behavior Environmental Stewardship

  12. Apply financial literacy to environmental stewardship Do you share the same core values and beliefs with your work environment? Are you saving and investing in environment-friendly institutions? Do you spend money for environment-friendly products? Are you deliberate in borrowing funds for specific beneficial purposes clear of waste? Do you protect the environment as much as you do your assets?

  13. Natural Resources • Human Needs Environmental Stewardship Financial Literacy

  14. Long-term vision

  15. Your decisions matter to the environment

  16. Your decisions matter to the environment OR

  17. Ways to help save money and protect the environment Start Now

  18. Conserve energy and reduce carbon footprint • Scale back on the use of a car • Carpool when possible • Walk or ride a bike for health  • Use public transportation • Combine errands or shop virtually • Invest in alternative energy sources • Choose forks over knives (eat less meat) • Clean safely

  19. Compose and reduce waste • Keep track of the trash • Grow a garden and donate to food kitchens • Freeze the leftovers • Use smaller plates • Shop locally for fresh ingredients • Refuse heavy packaging • Take your own reusable bag • Participate in healthy living events

  20. Water conservation • Do not pollute water sources • Ditch the bottle and purify tap water • Repair leaky plumbing • Run dishwashers only when full • Take shorter showers • Live sustainably • Adopt an eco-friendly lifestyle • Plant a tree

  21. Comments and questions MoneyCounts: A Financial Literacy Series 11A Grange Building University Park, PA 16802 financialliteracy.psu.edu finlit@psu.edu 814-863-0214

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