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Necessary Step To Be Before Buying a Property

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Necessary Step To Be Before Buying a Property

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  1. NECESSARY STEPS TO TAKE BEFORE BUYING A PROPERTY

  2. Find Out How Much You Can Borrow Call out a mortgage broker to get an idea of how much you can borrow. He or she will be able to search for the best option available in the market and help you maximize your borrowing power. But don’t stretch to more than you can make your monthly repayments and remember to keep some monthly saving aside to meet stamp duty and other fees and to furnish your new home.

  3. Define Your Criteria Define what you are looking in a property any garden or a parking facility how many rooms do you want. Consider the location also whether it is suitable for transport, school and shops important to you.

  4. Beginning The Search Start searching in the internet and the newspaper and register with estate agents. If you find a property that is linked to agents contact him.

  5. Making An Offer When you are in a position to buy a flat make sure to ask the entire question from the agent and make the deal on the lowest price possible.

  6. Getting A Mortgage If your offer is accepted, call your broker or lender to sort out your mortgage application. At this point you need to show your income and outgoing.

  7. Surveys Your lender should arrange surveyor to value the property within a few days of agreeing the mortgage in principle. Its valuation will be very simple and you should arrange a survey on your own of what problems there may be with the property.

  8. Read The Survey Read the survey when it arrives and if there are lots of problems with the property and you are not happy to carry on the purchase then act quickly to let everyone know before you incur any other costs.

  9. Exchange Of Contracts After your solicitor or countenancer has completed all the necessary checks you will be asked to sign a contract legally committing you to the purchase and at this point you will need to pay a deposit for the property usually at least 5% of the price. At this point you will usually agree a date to complete the sale.

  10. - Contact Us at - Harsh Macro Developers Ltd. Harsh Tower, Plot No.8, Near Gopalpura By-Pass, Triveni Nagar Mod Jaipur- 302019, Rajasthan, India www.harshmacro.com +91 141 5168168 /HarshMacro

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