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About us - HDFC Chubb General Insurance

Discover the Accident Protection Plan - Hospital Cash by HDFC Chubb, offering key benefits like coverage for Accidental Death, Permanent Disability, Broken Bones, and more. Get up to Rs. 75 Lacs coverage with additional benefits at renewal. Ease of policy renewal, premium payment, and quick claims settlement process make this plan a reliable choice. Ensure your protection with HDFC Chubb today!

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About us - HDFC Chubb General Insurance

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  1. About us - HDFC Chubb General Insurance • Joint venture with Chubb Corporation, USA - a leading property & casualty insurer • with $ 30 Billion in assets; • 5th largest global insurance company; • the 3rd most respected financialcompany by the Financial Times • Paid up capital at Rs 101 Crores with HDFC holding 74% & Chubb Corporation the remaining 26% • HDFC & Chubb collectively bring an experience of over a 100 years in the financial sector

  2. HDFC Bank Limited – APP HC • Accident Protection Plan Hospital Cash- APP- HC • Offers 5 options from a minimum coverage of Rs. 15 Lacs to a maximum of Rs. 75 Lacs • Offers to pay a benefit up to the maximum Sum Insured in the event of Accidental Death or Permanent Disability • The cover provided is applicable 24 hours a day, 7 day a week, 365 / 366 days of the year • The individual stands protected by this Personal Accident cover in India and any other location worldwide

  3. Accident Protection Plan - Hospital Cash • Key benefits of the plan - • Accidental Death - Covers the insured in case of loss of life in an accident up to 100 % of the Sum Insured. • Permanent Disability - Pays a benefit up to the maximum Sum Insured if the insured is permanently disabled due to an accident. • Broken Bones - Pays up to the maximum Sum Insured in the event of bodily injury resulting in broken bones due to an accident

  4. Accident Protection Plan - Hospital Cash Key benefits of the plan (cont’d) • Temporary Total Disability: Pays a weekly benefit up to maximum of 52 weeks if an accident causes disablement that prevents the insured person from engaging in or giving attention to his/her usual occupation.(1 week time deductible applicable) • Last Rites: Pays a benefit towards the cost of the funeral of the insured person if an accident causes loss of life. • Hospital Cash:Provides a daily benefit of Rs. 1,000 up to a maximum of 30 days in case of hospitalization due to an Accident.

  5. Accident Protection Plan- Hospital Cash • Permanent Total Disability - Table of benefits

  6. Accident Protection Plan- Hospital Cash • Broken Bones - Table of benefits

  7. Accident Protection Plan- Hospital Cash • Broken Bones - Table of benefits (cont’d)

  8. Accident Protection Plan- Hospital Cash (Premium amount in Rs.)

  9. Accident Protection Plan- Hospital Cash • Policy renewal & premium - Annual • Paymode is • Standing Instructions / Cheque / Credit Card • 5% benefit on renewal - Increase in Sum Insured on renewals on the basic Sum Insured for accidental death and permanent disability up to a maximum of 2 years

  10. Accident Protection Plan- Hospital Cash • Negative List: • Armed Forces (Army / Navy / Air Force) • Para-military Forces (BSF, RAF, CRPF, etc) • Professional Sports Persons • Hazardous Sports (Bungee jumping, Jet-Skiing, Para-gliding, etc) • Merchant Navy • Airline Pilots • Off-shore Workers (Oil rigs / Drilling platforms)

  11. Recap on product • Benefits • AD (100% of Sum Insured), PTD (up to 100% of Sum Insured) Broken Bones (up to the Sum Insured), Hospital Cash ( 1000 per day ), Last rites and Temporary Total disablement. • Annual policy with 5% additional benefit on Sum Insured at renewal • Sum Insured • 5 plans - Sum Insured Rs. 15 lakh to Rs 75 lakh • Premiums ranging from Rs. 2,695 to Rs.19,014 • Payment methods • Direct Debit (HDFC Bank Accounts)/ Credit Card/Cheque

  12. Mandatory requirements on proposal form • Name, address & contact number • Date of birth & sex • Beneficiary or nominee details • Selection of plan - Sum Insured • Payment instruction - Standing Instruction/Credit Card/Cheque • Proof of income above 25 Lakhs sum insured • Signature on proposal form - MOST IMPORTANT

  13. Claims • HDFC Chubb provides a call-center to address any claim related calls • This call-center is not limited to the geographic locations of our operations - All India coverage supported by a toll-free line1 800 226 226 • In the event of having to notify a claim, telephone calls shall be addressed by trained personnel and guidance will be provided • All claims registered with HDFC Chubb shall be settled in 7 working days from the date of receiving complete documentation

  14. Thank you

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