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The Means Test: Lines that change the game

The Means Test: Lines that change the game. Cathy Moran Susanne Robicsek. The Means Test .  Making practical sense of …much of BAPCPA, requires bankruptcy judges to adopt the approach of the White Queen, and believe in " as many as six impossible things before breakfast." 

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The Means Test: Lines that change the game

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  1. The Means Test:Lines that change the game Cathy Moran Susanne Robicsek

  2. The Means Test  Making practical sense of …much of BAPCPA, requires bankruptcy judges to adopt the approach of the White Queen, and believe in "as many as six impossible things before breakfast."  Trejos, 352 BR 249

  3. GAME CHANGERS

  4. Are debts primarily consumer?

  5. Received and Derived?

  6. The only thing constant in life is change

  7. When things have changed • Job loss • Lumpy income • Changing or irregular household size

  8. Marital adjustment

  9. Possible adjustments • support • separate debts • 401(k) contributions • student loan payments • recreation & hobbies • bad habits

  10. Business cases

  11. Debtor gets a refund

  12. Debtor owes taxes

  13. Tax situation will change

  14. Line 31

  15. Personal deferred maintenance

  16. Download slides www.bankruptcymastery.com/workshopslides

  17. Share means test cases MeansTestCompendium@gmail.com

  18. The Means Test:Lines that change the game Cathy Moran Susanne Robicsek

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