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MAS Rural Housing & Mortgage Finance Limited

MAS Rural Housing & Mortgage Finance Limited. INFORMATION MEMORANDUM. INTRODUCTION. MAS RURAL HOUSING & MORTGAGE FINANCE LTD. (MRHMFL) is the housing finance company registered with National Housing Bank. It is promoted by MAS FINANCIAL SERVICES LIMITED (MAS) .

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MAS Rural Housing & Mortgage Finance Limited

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  1. MAS Rural Housing & Mortgage Finance Limited INFORMATION MEMORANDUM

  2. INTRODUCTION • MASRURAL HOUSING & MORTGAGE FINANCE LTD. (MRHMFL) is the housing finance company registered with National Housing Bank. It is promoted by MAS FINANCIAL SERVICES LIMITED(MAS). • MASFINANCIAL SERVICES LIMITED (MAS) is a specialized Retail Financing NBFC in business for over two decades. The company focuses on Financial Inclusion of unserved and underserved customers by providing finance to middle and lower income group through a range of products –MSE (Micro and Small Enterprise) loans, Two Wheelers, Three Wheelers and Multi Utility Vehicle finance to Individual Borrowers. • MRHMFL aims to cater to the funding requirement of the vast segment of the society in the rural, Semi urban areas and urban low & middle income group for their housing, extension, renovation and also acquiring of commercial property especially for their business use. • MRHMFL currently carry on its operations in Gujarat, Maharashtra, Rajasthan and Madhya Pradesh • The Company has 37 branches catering to 1000 centers with centralized credit and back office system.

  3. VISION Together realize the dream of every individual to “OWN a HOME”

  4. MISSION To be a very significant provider of financial services in the housing loan segment, thereby being the catalyst in realizing the dreams of the millions of households, especially among the LIG and MIG class in semi urban and rural areas and create value on a very large scale.

  5. BOARD OF DIRECTORS

  6. The Product

  7. The Journey so far….. And taking it forward….. • For Sustainable livelihood and Employment Generation *** Belonging to MIG-LIG class of Rural, Semi Urban and Urban areas

  8. Housing Market Size in India Total Estimated Housing Requirement Rural 47 Mn. Houses Urban * 24.7 Mn. Houses Total 71.7 Mn. Houses HUGE * Source : Report of the technical group. Government of India. 11th five year plan – 2007-12

  9. Unorganised Sector 50% to 60% MAS Plays an important role in serving this sector. Proven track record – 3 Lacs customers 500+ Categories Urban India Scenario and Market Size • 6.7cr. Urban India House Hold • Opportunity Targeted segment in affordable housing Source: Indicus Analytics low cost housing in urban India presentation. Note : Affordability defined as household which have EMI/MHI ratio of 45% of a home loan which has a 15% down payment and 12% interest carrying loan for 15 years.

  10. Networking Head Office: Ahmedabad Company is currently operating at 1000 centers through 26 branches in Gujarat,6 branches in Maharashtra, 4 branches in Rajasthan and 1 Branch in Madhya Pradesh

  11. Development Strategy Semi Urban : Talukas & Small towns Amt. ` in Cr. • To create efficient distribution network at the taluka places. • Target – Approx. ` 600 Cr. by 2018.

  12. Development Strategy Urban Amt. ` in Cr. • Focus on the informal class & affordable projects. • Target - Approx. ` 375 Cr. by 2018.

  13. Enablers

  14. BUSINESS PLAN MAS RURAL HOUSING AND MORTGAGE FINANCE LTD. STATUTORY AUDITOR : KALARIA & SAMPAT

  15. Best Wishes

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