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It Will Be Your Money Someday!

It Will Be Your Money Someday!. It will be your money someday!. $100 When you swipe this card with a VISA logo the money comes directly out of your checking account. Home. $100 What is a debit card?. $200 Using one of these is just like having a short-term loan. Home.

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It Will Be Your Money Someday!

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  1. It Will Be Your Money Someday!

  2. It will be your money someday!

  3. $100When you swipe this card with a VISA logo the money comes directly out of your checking account. Home

  4. $100What is a debit card?

  5. $200Using one of these is just like having a short-term loan. Home

  6. $200What is a credit card?Credit Cards are no different than a loan. If you are using credit cards and not paying your balance each month but are avoiding student loans that is not a good strategy.

  7. $300When you don’t pay your credit card balance in full each month you will accrue these. Home

  8. $300What are finance charges?Finance charges are based on your interest rate and will accrue daily after your initial grace period.

  9. $400When you swipe your debit card a few times over the weekend but don’t actually have any money you can accumulate a lot of these. Home

  10. $400What are overdraft fees?Most banks can prevent these charges by declining your card or you can tie your checking account to your savings account if you have one.

  11. $500When you get a credit card the lender uses APR ÷ 365 to calculate this. Home

  12. $500What is your daily periodic rate?Yes, everyday interest accrues on your credit card if you don’t pay your balance. This is known as compounding interest.

  13. $100The new iPhone 5. Home

  14. $100What is a want?

  15. $200Advertisers spent this much money to tell you what you “needed” in 2010. Home

  16. $200What is $94,000,000,000?One of the largest influencers on how we determine what we need comes from advertising and media.

  17. $300Every semester you’ll need these and they are not getting any cheaper. Home

  18. $300What are textbooks?Obvious, yes, but you’d be surprised at how easy it is not to plan for things we know are coming.

  19. $400True or FalseIf something is a “want” that means you cannot have it. Home

  20. $400What is false?You can have it but you need to plan for it and it needs to be purchased on your terms…no buyer’s remorse or retail therapy.

  21. $500This song catapulted the album Paper Trail to double platinum with it’s self-help, money management lyrics. Home

  22. $500What is Live your Life?“Now everybody watchin’ what I do come walk in my shoes and see they way I’m living if you really want to. I got my mind on my money and I’m not goin’ nowhere. So keep on gettin’ yo paper and keep on climbin”

  23. $100Humans saw the first one of these in 1893 and it lasted for 34 seconds. Home

  24. $100What is a motion picture?You can see them for free most weekends. Thankfully they are much better today.www.unc.edu/cuab

  25. $200Most Americans spend on average $41 per month for this? Home

  26. $200What are gym memberships?You already have it all basketball courts, weight rooms, swimming pools, badminton, inner tube water polo….www.campusrec.unc.edu

  27. $300Hopefully you won’t need one but if you do they are free. Home

  28. $300What is a lawyer?Student Legal Services is located in the Union and they can advise you on most legal issues.Google: UNC Student Legal Services

  29. $400Call this service we you need to get from Davis to Townhouse safely late at night. Home

  30. $400What is SafeWalk?www.safewalk.unc.edu

  31. $500When you are feeling a little stressed or overwhelmed these folks can help. Home

  32. $500What is Counseling & Wellness Services?Individual and group sessions available.www.campushealth.unc.edu/cws

  33. $100It’s as simple as writing down what you spend your money on and where your money comes from. Home

  34. $100What is a spending plan or budget?

  35. $200Creating a budget helps you see these more clearly. Home

  36. $200What are your goals?

  37. $300True or FalseIf you don’t earn any money you don’t need a budget? Home

  38. $300What is False?Developing good habits are important so even if you don’t have income you should still get in the habit of budgeting.

  39. $400Vanilla, half-caf, grande Americano and bottled H20. Home

  40. $400What are spending leaks?These items can destroy your budget. If you must have coffee get drip and invest in a good water bottle.

  41. $500Two online campus resources that can help you with a budget. Home

  42. $500What are…..www.studentaid.unc.eduwww.cashcourse.org/unc

  43. $100I should check this three times a year and it is just as important as any book report. Home

  44. $100What is your credit report?There are three credit bureaus and you should check one every 4 months to monitor your credit.www.annualcreditreport.com

  45. $200True or FalseGetting a department store credit card that saves me 20% on my purchase is good for my credit score. Home

  46. $200What is False?These types of cards are usually bad for your credit score if you don’t pay them off immediately.

  47. $300This was the original capital of North Carolina. Home

  48. $300What is New Bern?Everyone just needs to know that.

  49. $400It is never too early to start one of these. Home

  50. $400 What is a…Savings Account CDMoney Market Roth IRA

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