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Department of Personnel & Administration

Department of Personnel & Administration. Colorado State Risk Management. Presented by: Markie Davis Risk Manager State Office of Risk Management. Working to Protect & Preserve State Assets. Department of Personnel & Administration. Colorado State Risk Management.

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Department of Personnel & Administration

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  1. Department of Personnel & Administration Colorado State Risk Management Presented by: Markie DavisRisk Manager State Office of Risk Management Working to Protect & Preserve State Assets

  2. Department of Personnel & Administration Colorado State Risk Management • Risk Management Overview • General Liability • Auto Liability • Property Insurance • Workers’ Compensation • Questions

  3. Department of Personnel & Administration What is Risk Management ? The duties and responsibilities of the Office of Risk Management are established in the Risk Management Act (24-30-1510)

  4. Department of Personnel & Administration Staff • State Office of Risk Management • State Risk Manager - Markie Davis • Risk Management Staff • Suzanne Kubec, Liability Claims Manager • Brenda Hardwick, Workers’ Compensation Program • Nick Witkowski, Property Insurance Program • Attorney General Staff • Tort & Employment Unit attorneys & paralegals • Contractors • Workers Compensation TPA:Pinnacol Assurance • Liability Investigations: McMillan & GAB, Inc. • Insurance Broker:Marsh, Inc

  5. Department of Personnel & Administration How? How Does Risk Management Protect State Assets? History • Exposure Identification • Building and Contents Data • Analysis and Trending of Loss Data • Loss Prevention and Reduction • Training (Safety, Supervisory, Leadership, Claims Management, etc) • Accident Investigation (Near Miss) • Claims Investigation and Claims Management • Worksite Evaluations (Ergonomic, materials handling, etc) • Property Inspections Programs

  6. Department of Personnel & Administration General & Automobile Liability • Self-insured Liability Structure • State Law protection in certain areas Colorado Governmental Immunity Act (CRS 24-10-101) • $150,000 / $600,000 Limits; 180 day notice requirement • Eight “Waived” Areas • Most Common Operation of a Motor Vehicle History Resources

  7. Department of Personnel & Administration General & Automobile Liability • Self-insured Liability Structure • Federal Law - No Limits • Employment Related Civil Rights • Other Civil Rights Claims • Inmate claims History Resources

  8. Department of Personnel & Administration General & Automobile Liability • Self-insured Liability (continued) • Scope • Claims: 1,500-2,000 - $7 Million payments • Majority of claims are denied (CGIA) • No follow through by claimants • No waiver or liability of the State • Employment claims are most costly • Claims Management • Investigation • Evaluation • Litigation • Negotiations & Settlements- various forums History Resources

  9. Department of Personnel & Administration Automobile Liability-State Employees State Employees while driving a State owned or leased vehicle within the course and scopeof their state employmentis covered by the Risk Management Fund an the CGIA. Please Note: Temporaries hired through an agency and Contractors are NOT covered by CGIA or the Risk Management Act. They have no coverage through the State. Use of personal vehicles on State business • The employee’s insurance is always primary History Resources

  10. Department of Personnel & Administration Property Insurance • Commercial Property insurance Structure • Layers & Deductibles • By law, State agencies pay the first $1,000 • Approximately 120 – 150 claims per year • Thefts • Property Damage/Vandalism • Weather Related History Resources

  11. Department of Personnel & Administration Property Insurance • Building & Contents Structure • Statewide database • Annual value update – Marshall & Swift • Real Property • Contents & Personal Property • Equipment History Resources

  12. Department of Personnel & Administration Workers’ Compensation • Self-insured Workers CompensationWorkers Compensation Act, (CRS 8-40-101) • Structure • 1986- Self Insured- Third party administrator- Pinnacol Assurance • 2002: CCIA changed name to Pinnacol Assurance Company • Scope • All State employees (excluding UNC, CSU & CU system) • Claims: 5,000, $30 Million payments History Resources

  13. Questions?

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