Financial Advisors International

1. Financial Advisors International “Your One Stop Financial Shop”

2. Financial Advisors International Presentation Agenda • One-Stop Financial Center • Einstein's 9th Wonder of the World • Global Asset Management Group :What is Active Asset Management? • Financial Insurance Advisors : Equity Indexed Products? • The Mortgage Alliance : Reverse Mortgages • The Realty Factor : Real Estate for the New World • Educational Training Program : FAI’s Exceptional Agent Training Program • Compensation

3. One-Stop Financial Center Financial Advisors International has strategic relationships with world-class companies which offer diversified product portfolios. FAI is committed to bringing products, concepts and strategies that traditionally were reserved for the wealthy and ultra-wealthy to people who typically never had the opportunity to hear about them. • GAMG brings Wall Street to Main Street in The Great Wealth Transference Revolution.* • Assets Under Active Money Management is our premier product concept that will lead us through The Great Wealth Wave. • FIA helps bring Equity Indexed Products to middle America by helping people make money when the stock market is up, never losing money when the market is down and accessing the money tax free at retirement. • FIA offers a variety of insurance products such as indexed life, indexed annuities, term insurance and more. • Harness the Power of Your Mortgage with The Mortgage Alliance’s leading-edge consumer-oriented concepts and products. • TMA can help you compare hundreds of products from the nation’s top lenders to find the mortgage program that best suits your needs. • The Realty Factor is leading the Real Estate Revolution. • One of the trend leading companies using state-of-the-art technology, offering marketing solutions to help consumers buy and sell their homes quickly and easily. FAI is a One-Stop Financial Center, helping people take charge of their family’s future. * This is not a solicitation or offer to purchase any product. GAMG is pending SEC/FINRA Registration. GAMG representatives will solicit business working in relation to WEG and Compass Asset Management. FAI serves as a solicitor only and currently has a selling agreement with and World Equity Group, Inc. (WEG). Active money management is provided by WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. WEG is not affiliated with FAI. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. TMA is not a mortgage lender. TMA solicits business on behalf of other lenders working under their licenses.

4. A Company with Visions of the Future VISION To lead the charge in the Great Wealth as baby boomers move into retirement and $52 Trillion dollars of wealth will transfer from one generation to the next. MISSION To create wealth for families through financial education and business systems. SYSTEM Step by Step streamlined approach to financial education and success in these industries. We have a way of doing business that works. There is no requirement that an associate of WLG utilize or follow the Leadership Format System or any marketing plan or system developed by WLG.

5. Albert Einstein's 9th Wonder: Compound Interest Age 2% Money Doubles Every 36 Years 29 $100,000 65 $200,000 Age 8% Money Doubles Every 9 Years 29 $100,000 38 $200,000 47 $400,00056 $800,000 65 $1,600,000 Age 10% Money Doubles Every 7.2 Years 29 $100,000 36.2 $200,000 43.4 $400,00050.6 $800,000 57.8 $1,600,000 65 $3,200,000 The Rule of 72 Divide 72 by the interest rate to estimate the number of years it takes for your money to double. Average 401k Indexed Products Active Money Management The person with the most “doubles” wins. * Average 401k taken from the book “The Great 401(k) Hoax” by William Wolman * These hypothetical examples are for illustrative purposes only and do not represent any particular investment vehicle. The Rule of 72 is a mathematical concept that approximates the number of years it would take to double the principal at a constant rate of return. The performance of investments fluctuates over time, and as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty.

6. The 4 Cornerstones of Finance 6

7. Global Asset Management Group “A Division of Financial Advisors International” *GAMG is pending SEC/FINRA registration as a RIA firm. All associates of GAMG will be soliciting business on behalf of third part asset management firms and will be licensed directly with those firms.

8. Active Vs. Passive Money Management What is Passive Management? • It’s a method most investors use – commonly referred to as “buy and hold.” What is Active Management? • Active Management simply means that the holdings in your portfolio are adjusted in response to market and economic conditions – by professionals who constantly monitor the factors that drive stocks, bonds, markets, and sector forces.

9. Active VS. Passive Management How Active Money Management Works Do you want a professional money manager to continuously watch your money — or do you want to leave your money unmanaged like it has been? This “active vs. passive” management strategy allows active money managers to recognize market trends more quickly, and act on that information to enhance returns while minimizing risks. This is how active money managers work for the wealthy — and now they can work for you. Past performance does not guarantee the future results. This is a hypothetical example for illustrative purposes only. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. Certain indicies illustrated on this page are unmanaged and individuals are not able to invest directly into any index.

10. Strategic Partners GAMG is proud to announce Compass Asset Management Group a Division of World Equity Group as our Active Tactical Money Management Firm. Although Past Performance is Never a guarantee of future results we are proud of the historic results that Compass has provided for our Clients. Minimum Account Size is $25,000. Although Compass is rolling out a new program that will accept accounts as low as $2,000.

11. The Personal Four Year Plan The Magic of Compound Recurring Income Building Assets Under Active Money Management with GAMG • Average Account Size: $100,000 • Average Rate of Return: 12% • 3 New Accounts Per Month for 4 Years • 144 Total Accounts You now have a minimum $100,000 annual income for life.

12. How Long Until you Earn your First Million ? You know that Hollywood's top stars can earn $20 Million per film and that the average time to shoot a movie is six months. In fact, if these celebrities worked standard 8-hour workdays, it would take them less than seven days to earn $1 million. What about everyone else? We took the median annual salary of each profession, as reported by the Bureau of Labor Statistics, and broke down the earnings based on a 40- hour workweek. The following is the answer to the question : “How long until you Earn your First Million?”

13. How Long Until you Earn your First Million ? Computer Managers: $101,580 20,475 hours 2,560 days 10 years Architects: $64,150 32,425 hours 4,053 days 16 years Bartenders: $16,350 127,226 hours 15,901 days 61 years College Coaches & Scouts: $37,530 55,432 hours 6,928 days 27 years Automotive Technicians: $33,780 61,576 hours 7,697 days 30 years Computer Software Engineers: $79,780 26,069 hours 3,259 days 13 years

14. You do the Four-Year Plan personally and Hire 10 Agents who do the same production as you. The Magic of Compounding Recurring Income

15. Financial Insurance Advisors “A Division of Financial Advisors International”

16. One-Stop Financial Center FIA helps bring Equity Indexed Products to middle America by helping clients make money when the stock market is up, never losing money when the market is down and accessing their money tax free at retirement. FIA offers a variety of insurance products such as indexed life, indexed annuities, term insurance and more. FIA is a One-Stop Financial Center, helping people take charge of their family’s future.

17. Types of Investments: TIC-TAC-TOE Indexed Products Upside Potential 2% to 4% Fixed Products Variable Products Safety of Principal Risk of Principal

18. What are Equity Indexed Products • They are fixed interest rate products that earn interest based on the potential of an index • Protect your principle and earned interest from loss • Long term savings vehicles designed to accumulate cash on a tax deferred basis • Guarantee a lifetime of income.

19. Indexed Products VS. Large Company Stock Protection & Potential $170,000 $166,359 $160,000 $155,476 $150,000 $152,488 $149,937 $140,255 $140,000 $139,237 $133,977 $130,000 $129,330 $126,925 $122,504 $120,000 $122,504 $122,504 $117,435 $114,490 $115,449 $110,000 $103,775 $100,000 $95,529 $90,000 Large Company Stocks Indexed Account Many people sacrifice return for safety, and other people sacrifice safety for return. Indexing brings together the best of both. $100,000 Invested in 1997 $166,359 $150,073 $131,080 $107,000 $96,845 8/1997 8/1998 8/1999 8/2000 8/2001 8/2002 8/2003 8/2004 8/2005 8/2006 8/2007 11/2008

20. Personal and Team Compensation 1 Equity Indexed Annuity $5,000 1 Equity Indexed Life $2,400 5 Equity Indexed Annuity $12,000 5Equity Indexed Life $5,760 Personal Production Team of 5 Agents $7,400/mo. $17,760/mo. Annualized Income: $301,920 Equity Indexed Annuity income is based on a $100,000 account where Equity Indexed Annuity is paying 10% gross commission. Equity Indexed Life is based on client paying a $500 a month premium where CTP is $4,800. Hypothetical example. Team overrides are based on a Division Director (64%) overriding a team of 5 agents where each agent is doing 1 transaction a month and is at an Intern level (40%). Commission level.

21. The Mortgage Alliance “A Division of Financial Advisors International”

22. Harness the Power of your Mortgage • FHA purchase mortgages • Reverse mortgages • Traditional cash-out refinance loans • Commercial Lending • Current Rates are at an all time low under 5%! No matter what type of loan is needed our extensive mortgage portfolio can help

23. Reverse Mortgages • For individual/couples age 62 and older • Completely eliminate the mortgage payments • Homeowner does not give up title to property • FHA backed (not investor driven like in the past) • Not credit, asset or income driven. Reverse Mortgages are Equity driven • Allows homeowner’s with equity to receive cash at closing which can be used for spending, investing, charity or used to create a new stream of monthly income • In some cases the homeowner not only eliminates their mortgage payment completely but receives cash at closing as well

24. Reverse Mortgage Case Study • Married couple ages 62 and 65 • $300,000 home value • $20,000 loan balance • $600/mo. is their current mortgage payment • They qualify for a $180,000 loan • The old loan of $20,000 is paid off • They have no mortgage payment ever again • They receive $150,000 cash after closing costs • If something happens to them their family still inherits the house just like a traditional mortgage • The couple decides to invest the $150,000 which allows them to receive $1,000/mo. for the rest of their lives • Not only are they saving $600/mo. on their old mortgage payment, they are now receiving $1,000/mo. from investments. That’s a $1,600/mo. swing! • Don’t forget to download/view the FAQ

25. Becoming an Agent with TMA • No license required • Large list of lenders • FHA approved • Operating in almost all 50 states • Option to pass the loan off to TMA’s loan coordinators and processors and leave the rest up to them • Use a loan coordinator and literally do nothing on the loan. You’ll receive 50% of the Origination and YSP. • Work the entire loan yourself and earn more income

26. Personal and Team Compensation 1 FHA Purchase loan $1,632 1 Reverse Mortgage $544 5 FHA Purchase loans $3,060 5 Reverse Mortgages $1,020 Personal Production Team of 5 Agents $2,176/mo. $4,080/mo. Annualized Income: $75,072 FHA purchase loan is based on a $200,000 loan amount paying 3% commission. 15% taken off the top to TMA. Reverse Mortgage is based on a $200,000 loan paying 1% to the field. Level assumed is Division Director (64%).. Hypothetical example. Team overrides are based on a Division Director (64%) overriding a team of 5 agents where each agent is doing 1 transaction a month and is at an Intern level (40%).

27. The Realty Factor “A Division of Financial Advisors International”

28. The Realty Factor • Full Service Real Estate Company • Offer agents tremendous support • High degree of technology for lead generation and automated follow up systems • High personal production contracts • Allow agents who do not have a brokers license to hire and train agents and override their production as if they were the broker • Allow agents to participate in FAI’s other industries such as mortgages,insuranceand financial planning to create multiple streams of income from the same clients

29. Leading the Way in Real Estate • Allows you to generate income that isn’t based solely on real estate production • Allows you to generate income that isn’t based solely dependant on your own personal production • Offers you the freedom to expand nationwide in all FAI’s industries • Equity Sharing Plan • Starting building a business instead of just doing business • Ask yourself this question, would you rather be a traditional real estate agent, or own a company that has 50 agents? How about both with no liability, no overhead, no big upfront franchise costs and you don’t need a real estate broker’s license.

30. Personal and Team Compensation 5 Real Estate closings $2,805 5 Closed Loan referrals $3,060 Personal Production Team of 5 Agents 1 Real Estate closing $4,488 1 Closed Loan referral $1,632 $6,120/mo. $5,865/mo. Annualized Income: $143,820 Real Estate commissions are based on a $200,000 sales price and a 3% commission. 80% personal producer level is assumed. Hypothetical example. Team overrides are based on a Division Director level (64%) overriding a team of 5 agents where each agent is closing 1 real estate deal a month and is at a personal producer level of 80%. 6.5% broker Fee is taken off the top as well as a $200 transaction fee. The transaction fee can be charged to the buyer/seller. FHA purchase loan is based on a $200,000 loan amount paying 3% commission. 15% taken off the top to TMA. Level assumed is Division Director (64%). Hypothetical example. Team overrides are based on a Division Director (64%) overriding a team of 5 agents where each agent is doing 1 transaction a month and is at an Intern level (40%).

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32. Training and Business Systems • Training • 4 month, 2 month or 1 month daily video training program • One on one and small group mentoring/shadowing • Contact Management and Lead system • Predictive calling for streamlined follow up to run your business • Remote Access • At the follow up appointment we will give you a live demonstration of the power of this system.

33. Web-Based CRM/Contact Management System 38

34. Auto Dialer, Follow up System 39 39

35. Pre-Recorded Hotlines, 800# campaigns 40 40 40

36. Compensation Financial Industries Monthly 1 Closed Loan… $2,250 1 Equity Indexed Annuity… $5,000 1 Equity Indexed Life… (year 1 only) $2,400 1 Account Under Management… (year 1 only) $450 1 Real Estate Transaction $5,000 $15,100 Annualized Income: $186,700

37. The Next Step . . . • Get an Information Packet • Set a follow up appointment • Are there better options open to you now