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Fantastic Findings to Fire-up Finance Students. Dana Buurman, Valentine High School Cindy Talley, Fillmore Central High School.
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Fantastic Findings to Fire-up Finance Students Dana Buurman, Valentine High School Cindy Talley, Fillmore Central High School
“In the end, it’s the parents’ responsibility, and if that’s not an option, life will eventually “happen” to the students and as they grow up, they will learn from experience.”-Flexo Owner and Creator of Consumerism Commentary “Should High Schools Require Money Management Classes?” Posted April 2007/Last Updated April 2011
Agenda Pieces to the Puzzle… Free and Low Cost Resources Classroom Tips Questions/Comments
Nebraska Department of Education-BMIT education.ne.gov/BMIT/curriculum.html Curriculum – Finance Cluster • Lesson Plans and Activities created by Nebraska Teachers • Economics and Personal Finance 9-12 Resources • On-line Resources (Financial calculators, Bankrate.com, etc.) • Personal Finance – Resources for planning your course FREE *Provided by NDE
Personal Finance Institute education.ne.gov/BMIT/Curriculum/PFI.html • Resources for Planning • Syllabus Checklist • Blooms Taxonomy • Variety of Personal Finance Syllabi • Classroom resources such as: • Federal Reserve Personal Finance Resources • 9-12 Economic & Personal Finance Resources • Money Savvy Generation • PNC Christmas Price Index • Fur.ly FREE *Provided by NDE
The Financial Literacy Project Internal Training Services, LLC Email: info@FinLitProject.com Provided by Bank of the West Phone: 611.566.7408 • Your Checking Account Banking Simulation • Opening A Checking Account • Writing Checks • Keeping Checkbook Records • Endorsing Checks • Reconciling a Bank Statement • All transactions and forms included • Your Personal Guide to Loans & Credit Booklet • Things to Do Before You Apply for a Loan • Applying for a Loan • Establishing & Maintaining Good Credit • Checkpoint Quiz included FREE *Provided by Internal Training Services, LLC
Money Smart Week MoneySmartNebraska.org • November 7-13, 2011 • Public awareness campaign • Provide education materials for consumers • PSAs, Fact Sheets, New Releases, Talking Points and more available on website • Participants post their events for free to an online database of events FREE *Provided by Money Smart Nebraska
Wells Fargo Bank: Money Smart Week Speakers & Resources Provided by Wells Fargo wellsfargo.com • Ten Tips for New Credit Card Customers • Includes: • Pay on time • Read your cardholder agreement – all of it! • Learn the ABCs of APRs • Know your Credit Limit • and more… • “Are You Ready for a Credit Card?” Quiz • Multiple Choice Quiz for Teens and Young Adults • All Questions and Answers provided for teacher FREE *Provided by Wells Fargo Bank
Wells Fargo Bank: Money Smart Week Speakers & Resources Provided by Wells Fargo wellsfargo.com • Smarter Credit Press • How to establish and manage your credit • What your credit report says about you • Credit Union Contact Phone Numbers • Teaching Kids Money Values • Rebuilding lost home equity • Videos at wellsfargo.com/smarter_credit • The Student Guide to Good Credit • Getting Down to Credit Basics • Online Credit Resources – wellsfargo.com/CreditTips • Free FICO Estimator – whatsmyscore.org • Free Credit Report – annualcreditreport.com FREE *Provided by Wells Fargo Bank
Wells Fargo Bank: Hands on Banking Program Provided by Wells Fargo handsonbanking.org • Hands on Banking • Create a budget • Checking & Savings Options • Shop Wisely Information • Online Lessons FREE *Provided by Wells Fargo Bank
InVEST Insurance Education investprogram.org • Automobile and Home Insurance • Curriculum & Lesson Plans • Games & Activities • Presentations & Videos • How-to Guides • Promotional Materials • Student Center with Recent Job Postings • Career Center for Employers looking for employees/interns • Student & Teacher Workbooks provided • Scholarships available for seniors participating in the InVEST program FREE *Provided by InVEST & the Hanover Insurance Group
The Fed Federal Reserve Bank FederalReserveEducation.org • Connects you to all of the education resources available from the Federal Reserve • K-12 Lesson Plans • Publications • Games/Simulations • Activities • Tours & Programs • “High School Fed Challenge” Academic Competition • Learn about the Fed’s history, structure, and functions through interactive pages • Match Fed materials to national standards for teaching economics FREE *Provided by Federal Reserve Education
Money Skill moneyskill.org • Online reality based personal finance course • 34 Modules • Pre & Post Tests • Frequent Quizzes • Written text and audio narrations • Records the date the student began and completed the module • Electronic grade book FREE *Provided by moneyskill.org
Insurance Institute Insurance Educationgriffithfoundation.org • Risk Management and Insurance Education • Teacher Institutes • Three (3) hours of graduate credit – FREE • All expenses covered by scholarship, except travel expenses • Offered June – August at various locations • Classroom materials such as: • Teacher Kits • DVDs • Lesson Plans FREE *Provided by The Griffith Insurance Education Foundation
Nebraska Financial Education Coalition nebraskafinancialeducation.org • Information from 20 federal agencies and bureaus • Organized by “Life Events”; “My Resources”; and “Tools” • National Financial Capability Challenge • Given this year March 7-April 8 • New educator toolkit • NE average score: 72 National: 69 • NE had 567 student participants with 142 scoring in the top 20% • NE had 18 participating schools FREE *Provided by nebraskafinancialeducation.org
NEFE – National Endowment for Financial Education High School Financial Planning Program hsfpp.nefe.org • Basic money management curriculum • Seven-unit student manual and instructor guide • Suite of web pages including eight on-line games • PowerPoint data disk FREE *Provided by hsfpp.nefe.org
Family Economics and Financial Education FEFE fefe.arizona.edu • Program created by Take Charge America and the University of Arizona • Different variations of a comprehensive finance curriculum easily adaptable to an 8-week to semester class • Two levels - Middle School and High School • Games/Simulations • Activities • Free on-line • Several options available for purchase of hard copy - $60-$650 FREE *Provided by fefe.arizona.edu
Consumer Jungle consumerjungle.org • Merged with Take Charge in 2009 • Teacher Site: Comprehensive unit plans • Student Site: Student worksheets, quizzes, interactive games, and excellent lists of resources and links • Life Simulation • Seven units entitled Cars, Cell Phones, Computers, Credit, Health, and Independent Living FREE *Provided by Consumer Jungle
FDIC – Money Smart for Young Adults Published January 2011 fdic.gov • Order CD containing eight modules with guides and overheads or access online • Units include: • Bank On It • Check It Out • Set Financial Goals • Pay Yourself First • Borrowing Basics • Charge Right • Paying for College and Cars • A Roof Over Your Head FREE *Provided by FDIC
Practical Money Skills for Life (VISA) practicalmoneyskills.com whatsmyscore.org • Practical Money Skills • Classroom lesson plans for Grades 3 – College • Games such as Financial Football, Financial Soccer, Smart Money Quiz Show, and Road Trip to Savings • Games recently expanded for Android and Tablets • Financial Calculators • newsletters@practicalmoneyskills.com • What’s My Score • Everything you need to know about credit • Money 101 Guides, Identity Theft • Estimate Your FICO Score FREE *Provided by Practical Money Skills for Life
Nebraska Council on Economic Education Student Programs nebraskacouncil.org • The Nebraska Stock Market Game • Grades 4-12 • Students manage a $100,000 stock portfolio • Two competitions each year • Nebraskacouncil.org/smg • $20/team (2-5 students/team) • 50% discount for New SMG Teachers • The EconChallenge ONLINE • Economic literacy in an exciting, competitive format • State, Regional & National levels of competition • Registration paid by Nebraska Council of Economic Education • econchallenge.org • The FinanceChallenge ONLINE • Financial literacy to motivate and stimulate interest • financechallenge.org LOW-COST *Provided by Nebraska Council on Economic Ed
Building Your Future Actuarial Foundation actuarialfoundation.org/programs/youth/BuildingYourFuture Three booklets: • Banking • Finances • Investments **Can purchase for $2.50 per booklet Programs@Actfnd.org - Contact to get on waiting list for a donated set of 25 books and 1 teacher guide LOW-COST
W!SE – Working in Support of Education wise-ny.org/programs/htm • Financial Literacy Certification Program • Guide at www.moneypower.org restricted to registered schools • Test occurs in spring and fall • $10 per student provides test, electronic certificate, instructional materials, on-line practice tests LOW COST *Provided by Working in Support of Education
Foundations in Personal Finance Dave Ramsey daveramsey.com • Personal Finance Curriculum • DVDs for each Unit • Student Workbooks • Classroom Activities • Chapter and Unit Tests • Costs • Student Workbooks ($10.99 each) • Curriculum Posters ($24.99) • Curriculum Pack ($324.99) LOW-COST *Provided by daveramsey.com
TIPS TO ENHANCE YOUR PERSONAL FINANCE CLASS! Tell stories that help students understand Utilize and promote financial education through FBLA – Money Smart Week, American Enterprise or Partnership Projects Invite professionals such as insurance agents, bankers, and financial planners to visit your classroom Encourage students to visit about classroom contentwith parents and family Use actual application formsand policies Use current events to foster relevance
Piece by piece… • Make it real! • Kids like to talk about money and what they can do to be “rich”! • Pick the pieces that work best for you and your classroom!
To fire-up your students about their financial future! Put It All Together…
Questions/Comments Feel free to contact either of us at: • Dana Buurman – buurmand@esu17.org • Cindy Talley – ctalley@esu6.org