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As a musician, you leave no stone unturned to find an ideal instrument. You even do not hesitate to burn a hole in your wallet for purchasing the best accessories for it. But are you taking the right care of your u2018babyu2019 by investing in good musical instrument insurance? Well, buying insurance for your musical instruments before disaster strikes are of utmost significance as it will travel with you anywhere in the world to keep them protected.
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5 Reasons to Invest In Woodwinds Insurance for Your Instrument As a musician, you leave no stone unturned to find an ideal instrument. You even do not hesitate to burn a hole in your wallet for purchasing the best accessories for it. But are you taking the right care of your ‘baby’ by investing in good musical instrument insurance? Well, buying insurance for your musical instruments before disaster strikes are of utmost significance as it will travel with you anywhere in the world to keep them protected. And if you invest in something as brilliant as Woodwinds Insurance, you can cherish the special bond with your instrument forever without any hassle. Wondering how smooth it can make your life as a musician? Consider the following five reasons to understand its advantages better: 1. More than a Renters Insurance If you are an amateur musician, a typical renters or homeowners' insurance policy floater is enough to ensure the protection of your instruments. But if you feel tempted to opt for such an add-on as a pro artist, go through the fine print twice. They usually exclude or voids coverage if your instruments are stolen or damaged during a gig. Only stand-alone musical instrument insurance can offer you extra coverage as a specified peril policy. Thus, you can get more than just a commercial coverage and stay assured about the safety of your instruments. 2. Protection Based on Needs It can save you thousands of dollars by covering you with the ideal program based on your unique requirements. Whatever your music profile is about, you can surely find an insurance that will work for your hobby instruments or a whole orchestra. Some of the most popular underwriters who can benefit from it are professional musicians, music teachers, recording studios, collectors, and even luthiers.
Comprehensive insurance is also offered for the ultimate protection of musical instruments in a musical concert or tour. 3. Wide Range of Coverage From the routine maintenance to a major mishap, there is absolutely no dearth of coverage choice for you to stay prepared. Consider insuring all your instruments and gear (electrical, recording, accessories, amplifiers, sound equipment, etc.) to safeguard them from the most common threats, such as theft, fire, wind, flood, lightning, transportation, and accidental damage. Based on your policy, gradual deterioration can also be covered. However, you can expect exclusions like nuclear hazards, insects, vermin, mold, intentional damage, and poor storage. 4. Suitable for All Budgets No matter what your budget is, there is always an insurance program to fit it. In general, the premiums and deductibles vary depending on factors like the type of the instrument, additional components, the overall value, risks associated with it, and so on. If you are a performer rather than a collector, the value of your instruments will be high as they need to be shipped from one venue to the next very often. Fragile pieces of equipment are also expensive to insure as they are prone to perils. 5. Complete Peace of Mind In the long run, this instrument insurance is complete peace of mind instead of a mere investment. After all, you have lots of things to worry about as a musician and the stress of protecting your instruments from harm can worsen the situation. Once you are insured, you can stay assured about the safety of your assets. Even if there is no sudden setback, you will always have one less reason to be anxious. It is worth it! When it comes to taking care of your musical instruments, Woodwinds Insurance, indeed, works as the true caretaker. So, just choose the right policy and stay worry-free.