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Money Management IQ Test

Test your financial knowledge with this quiz by the Bessie B. Moore Center for Economic Education. Answer questions on savings, credit cards, emergencies, and wise spending to improve your money management skills.

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Money Management IQ Test

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  1. Money Management IQ Test Bessie B. Moore Center for Economic Education

  2. 1. A family should set savings goals and determine how much to save each month to reach those goals. • True

  3. 2. You should use a credit card when you see something you WANT but can’t afford at the moment? • False

  4. 3. You should save money for emergencies rather than use a credit card? • True

  5. 4. You should buy something immediately when you find it as it may be gone later. Comparing prices or researching quality is a waste of time. • False

  6. 5. A deposit is when you take money out of an account. • False

  7. 6. You should buy something that is on sale even if you don’t need it because you SAVEmoney. • False

  8. 7. Having a lot of money makes people happy! • False

  9. Neale Godfrey • Many thanks for all the wisdom you have imparted today!

  10. Thank you for your participation! Bessie B. Moore Center for Economic Education Sam M. Walton College of Business bmcee.uark.edu

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