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Managing a Safe Motor Fleet – My take on the importance of a vehicle safety policy. Matthew Jupp, Motor Fleet Risk Consultant. Contents. Setting the scene – fleets we insure and claims experience Fleet Risk Management – My experience Why have a fleet safety policy?
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Managing a Safe Motor Fleet – My take on the importance of a vehicle safety policy Matthew Jupp, Motor Fleet Risk Consultant
Contents • Setting the scene – fleets we insure and claims experience • Fleet Risk Management – My experience • Why have a fleet safety policy? • The Vero Fleet Risk Management Framework • Rewarding good Risk Management
Our fleets and claims statistics? • Vero Fleets – 50 to 6,000 vehicles • Variety of Industries • In excess of 20,000 claims per annum • Leading claim types any given year: – hit stationary object/property (between 15% & 20%) – damaged whilst parked (between 12% & 15%) - rear end impacts (18% to 20%) - failure to give way (around 10%) - animal strikes (4% to 5%) • Car park collisions account for approx. 40% of all claims
Fleet Risk Management – My experience • Focus on top 100 global and corporate accounts • Primarily light commercial fleets • Varying degrees of RM focus • Increase in focus over last 3 years • Huge emphasis on claims reporting and trend analysis
Why have a fleet safety policy? • Stipulates in detail the responsibilities of drivers • Notes the operational practices and procedures associated with the use of company vehicles • Sets the scene regarding safe driving practices and expectations • Details repercussions of not abiding to expectations • Is the foundation for all fleet risk management practices and initiatives
Vero fleet safety policy • Editable template available to all fleet customers • Drivers handbook also available • A key recommendation for any fleet
Rewarding safe driving • Financial - Premium reduction • Non financial – Recognition through awards program