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T . R . I . P . T ravel R elated I nsurance Program

T . R . I . P . T ravel R elated I nsurance Program. Protection from the Unexpected. TRIP. The “Travel Related Insurance Program” (T.R.I.P.) has been created to bring partners the buying power of a large cooperative pool for preferred pricing in: Professional Business Insurance

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T . R . I . P . T ravel R elated I nsurance Program

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  1. T.R.I.P. Travel Related Insurance Program Protection from the Unexpected

  2. TRIP • The “Travel Related Insurance Program” (T.R.I.P.) has been created to bring partners the buying power of a large cooperative pool for preferred pricing in: • Professional Business Insurance • Employee Benefits • Travel Insurance

  3. PROFESSIONALAND EMPLOYEE BENEFITS • GENERAL LIABILITY • COMMERCIAL PROPERTY • PROFESSIONAL LIABILITY • DIRECTORS AND OFFICIERS LIABILITY • EMPLOYMENT PRACTICES LIABLIITY • HEALTH INSURANCE • 401k ADMINISTRATION

  4. TRIP INSURANCE THE PREVIOUS COVERAGES REFLECT THE PART OF THE PROGRAM WHERE WE CAN SAVE YOU MONEY AND/OR ENHANCE YOUR COVERAGES NOW ON TO THE PART WHERE YOU CAN EARN AN ADDITIONAL STREAM OF REVENUE

  5. Why Travel Insurance is a TRIP program? Help protect your clients from losing their hard earned travel dollars Answers the question of “Where can I find a new source of revenue?” Add new products to your business portfolio Help protect your agency against professional liability and errors and omissions claims

  6. Who Can Benefit from These Programs? • Leisure travelers Corporate travelers Schools and universities Civic groups and associations Church or mission groups YOUR TRAVEL AGENCY

  7. What risks are there to travel? Available Benefits

  8. Programs $100 trip cancellation; $500 travel delay; $100 baggage delay; $100,000 flight AD&D, 24/7 emergency assistance. Base Travel Accessory Program Base Plus Travel Accessory Program $200 trip cancellation; $500 travel delay; $100 baggage delay; $250,000 flight AD&D, 24/7 emergency assistance. Custom Travel Programs (Lite & Elite) Lite: Trip cancellation up to $20,000 per person; Trip Interruption 100% of TC; $500 travel delay; $100 baggage delay; $1,000 lost/stolen baggage; $10,000 emergency medical; $20,000 emergency evacuation / repatriation; $3,000 emergency reunion; $25,000 common carrier AD&D, 24/7 emergency assistance. Elite: Trip cancellation up to $20,000 per person; Trip Interruption 150% of TC; $1000 travel delay; $500 baggage delay; $2,000 lost/stolen baggage; $50,000 emergency medical; $1,000,000 emergency evacuation / repatriation; $3,000 emergency reunion; $100,000 common carrier AD&D, 24/7 emergency assistance.

  9. Product Comparison

  10. Coverage Highlights Covers travel - worldwide Maximum plan length is 30 days • Cover citizens of all nations • Program rates are based upon the trip cancellation benefit amount purchased • Pre-existing condition exclusion and waiver Applies only to the 60 day period immediately prior to purchase of travel insurance Exclusion is waived if purchased within 14 days of the initial trip deposit A pre-existing condition is covered if stable, no treatment and no change in medication during the 60 day period

  11. OPT OUT BILLING • CONSUMER PROTECTION • E&O PROTECTION THIS SYSTEM WAS DEVELOPED AS A RESULT OF RESEARCH SHOWING TRAVEL AGENTS CAN BE HELD RESPONSIBLE IF COVERAGE IS NOT OFFERED YOU HAVE A PROFESSIONAL RESPONSIBILITY TO OFFER COVERAGE AND DOCUMENT YOUR CLIENTS DECISION

  12. ADVANTAGES FOR YOU • STUDIES HAVE SHOWN THAT WHEN A CLIENT IS AUTOMATICALLY PRESENTED WITH THE INSURANCE AS PART OF THE TRAVEL BUYING PROCESS THERE IS A 60% ACCEPTANCE RATE

  13. YOU NOW HAVE • AN EASY ONE STEP PROCESS THAT WILL ASSURE YOUR CLIENT THE HIGHEST QUALITY SERVICE AND PROTECTION • COVER YOU IN THE EVENT SOMETHING SHOULD GO WRONG

  14. It pays to play with T.R.I.P. • No age banding • No special licensing required • Highest industry markups • Agency service fees covered • No policy fees charged to your clients • YOU AND YOUR CLIENT ARE INSURED

  15. EARNING POTENTIAL LET US SHOW YOU THE ADDITIONAL STREAM OF INCOME YOU COULD GENERATE

  16. $ 500 TRIP • COMPARED TO TRAVELGUARD OR ACCESS AMERICA OUR PREMIUM IS APPROXIMATELY 20% LESS TO YOUR CLIENT WITH • YOUR EARNINGS APPROXIMATELY 30% HIGHER

  17. $$$$$$$$$$$ • TRAVELGUARD: $500 TRIP COVERAGE COST TO CLIENT-$42.00 YOUR EARNINGS - $12.60 • ACCESS AMERICA: $500 TRIP COVERAGE COST TO CLIENT-$43.00 YOUR EARNINGS - $12.90 • TRIP PROGRAM: $500 TRIP COVERAGE COST TO CLIENT-$35.90 YOUR EARNINGS - $16.00

  18. How To Get Started Contact: Tom Acee Or Diane Sackett TEL: 866-789-8277 Ext 2 FAX: 619-699-2166 EMAIL: tacee@driveralliant.com

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