Akbar Peerbhoy College of Commerce & Economics

1. Akbar Peerbhoy College of Commerce & Economics Banking and Insurance SYBMS Professor in Charge: Rupa Madam

2. Name Amir Qureshi Prasad Naik Shrikanth Golpindi Arshi Rehan Patel Roll No 23 19 10 40 21 Group Members

4. HDFC BANK HDFC Bank was incorporated in August 1994, and currently has a nationwide network of 1,725 Branches and 4,393 ATM's in 780 Indian towns and cities.

5. Accounts and Deposits • HDFC Bank offers various deposit plans that you can choose from depending on the term period, nature of deposit and its unique saving and withdrawal features.

6. Savings Account • These accounts are primarily meant to inculcate a sense of saving for the future, accumulating funds over a period of time. Whatever your occupation, you will find the perfect banking solution. You can open an account in your name or register for one jointly with a family member today.

7. Current Account • With an HDFC Bank Current Account, experience the freedom of multi-city banking! You can have the power of multi-location access to your account from any of its branches in cities. Not only that, you can do most of your banking transactions from the comfort of your office or home without stepping out.

8. Fixed Deposit • Long-term investments form the chunk of everybody's future plans. An alternative to simply applying for loans, fixed deposits allow you to borrow from your own funds for a limited period, thus fulfilling your needs as well as keeping your savings secure.

9. Demat Account • HDFC BANK is one of the leading Depository Participant (DP) in the country with over 8 Lac demat accounts.

10. Demat Account • HDFC Bank Demat services offers you a secure and convenient way to keep track of your securities and investments, over a period of time, without the hassle of handling physical documents that get damage or lost in transit. • HDFC BANK is Depository participant both with -National Securities Depositories Limited (NSDL) and Central Depository Services Limited (CDSL).

11. Features and Benefits • Settlement of Securities traded on the exchanges as well as off market transactions. • Pledging of Securities. • Electronic credit in public issue. • Auto Credit of Rights / Bonus / Public Issues

12. Features and Benefits • Auto Credit of Public Issue refunds to the bank account. • No stamp duty on transfer of securities held in demat form. • No concept of Market Lots.

13. Safe Deposit Locker • You can now get a Safe Deposit Locker with HDFC Bank. We have lockers located at select branches in cities all over the country to ensure that your valuables are kept safe.

14. Features and Benefits • Wide Availability of lockers. • Available in various sizes. i.e. small, medium, large and extra large, at varying rents. • Avail Locker facility at any branch , irrespective of your base branch

15. Features and Benefits • Lockers are rented out for a minimum period of one year. Rent is payable in advance. • No deposit is required to avail locker facility. • Hassle free locker rent collection. Collected through standing instruction. • Lockers can be hired by individuals, limited companies, associations, club, trust, etc.

16. Cards • HDFC Bank’s range of Cards help you meet your financial objectives. So whether you are looking to add to your buying power, conducting cashless shopping, or budgeting your expenditure, you will find a card that suits you.

17. Cards • Credit Cards • Debit Cards • Prepaid Cards

18. Credit Cards • Besides arming you with unmatched spending power, its Credit Cards are designed to meet your unique needs. • Premium Cards • Titanium Cards • Gold Credit Cards • Commercial Cards • Other Cards

19. Debit Cards • HDFC Bank Debit Cards give you complete and instant access to the money in your accounts without the risk or hassle of carrying cash. • Classic Card • Specialised Cards • Premium Cards

20. Prepaid Cards • Besides offering convenience, its Prepaid Cards have been tailored to answer your travel and gifting needs. • ForexPlus Card • GiftPlus Card • MoneyPlus Card • ForexPlus Chip Cards • FoodPlus Cards

21. NetBanking • NetBanking is HDFC Bank’s Internet Banking Service. Providing up-to-the-second account information, NetBanking lets you manage your account from the comfort of your mouse – anytime, anywhere.

22. Features and Benefits • Accounts enquiry, • Statement of account, • Funds Transfer, • Utility Bills Payment,

23. Features and Benefits • Stop payment, • Request for issuance of cheque book, • Request for issuance of DD, • Other requests, etc., 

24. Phone Banking • Phone Banking services are a combination of IVR and Agent offering, depending on the type of transaction. For all transactions that cannot be completed on the IVR such as reporting loss of cards, logging complaints, request & queries, Phone Banker-assisted services are available.

25. Features and Benefits • Check your account balance • Enquire on the cheque status • Order a Cheque Book / Account Statement • Stop Payment • Loan Related Queries

26. Features and Benefits • Demat Related Queries • Open a Fixed deposit • Transfer Funds between accounts • Pay your bills • Re-generation requests for ATM / Debit card PIN etc

27. ATM HDFC has a wide range network of ATMs across India. Some of its features are as below: • 24-hours access to Cash-Withdrawal • Personalised Cash Withdrawals • View Account Balance & Mini-statements • Change ATM PIN • Order a Cheque Book / Account statement

28. Loan & Advances Offered by HDFC Bank • Personal Loan • Home Loan • Educational Loan • Car Loan • Healthcare Finance

29. Personal Loan • Borrow up to Rs 15,00,000 for any purpose depending on your requirements. • Flexible Repayment options, ranging from 12 to 60 months. • Repay with easy EMIs. • One of the lowest interest rates.

30. Personal Loan • Hassle free loans - No guarantor/security/collateral required. • Speedy loan approval. • Convenience of service at your doorstep.

31. Home Loan • Home Loan • Home Improvement Loan • Home Extension Loan • Land Purchase Loan

32. Home Loan • Home Loan: Home loans for individuals to purchase (fresh / resale) or construct houses. HDFC finances up to 85% maximum of the cost of the property based on the repayment capacity of the customer. • Home Improvement Loan: HIL facilitates internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, etc.

33. Home Loan • Home Extension Loan - HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan. • Land Purchase Loan - HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 85% of the cost of the land. Repayment of the loan can be done over a maximum period of 15 years.

34. Educational Loan • HDFC Bank education loans offer student loans with special features for the students who have secured admission in Premier Institutes

35. Educational Loan

36. Educational Loan

37. Car Loan • Covers the widest range of cars and multi-utility vehicles in India. • Avail 100% finance on your favourite car. • Flexible repayment options, ranging from 12 to 84 months.

38. Car Loan • Borrow up to 3 times your annual salary. • Speedy processing - within 48 hours • Repay with easy EMIs. • Attractive Interest rates • Hassle-free documentation.

39. Healthcare Finance HDFC Bank - Healthcare Finance offers easy loans for: • New Equipment Finance • Balance Transfer / Takeover • Funding for Imported Equipment's • Refinance / Used Asset Finance

40. Healthcare Finance • New Equipment Finance: Finances for purchase of new medical equipment. • Balance Transfer / Takeover : Transfer your equipment loans from other financiers at attractive interest rates with HDFC.

41. Healthcare Finance • Funding for Imported Equipment's : Finance on imported equipment's by opening a Letter of Credit or through Telegraphic Transfer. • Refinance / Used Asset Finance : Funding against your existing lien-free assets.

42. THANKYOU