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Who We Are. W.J. Bradley Mortgage Capital, LLC is a privately held independent mortgage lending firm, founded in 2003. We are licensed in 16 states and expanding. We are a forward-thinking team, committed to helping our clients obtain real estate financing tailored to their personal needs and goals.
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2. Who We Are W.J. Bradley Mortgage Capital, LLC is a privately held independent mortgage lending firm, founded in 2003. We are licensed in 16 states and expanding. We are a forward-thinking team, committed to helping our clients obtain real estate financing tailored to their personal needs and goals.
We understand that all of your clients have a unique set of needs and expectations. We take the time to understand their short- and long-term financial goals and determine the best loan product for their particular situation. We also believe it is critical to educate clients throughout the loan transaction, empowering them and helping them feel comfortable with their home financing decisions.
Corporate Headquarters located in Denver, Colorado
Centralized Operations Center located in Salt Lake City, Utah
Our Success Can Be Your Success
3. WJB’s Branch Network Is the Core of Our Success Our branch network is the core of our organization.
We support this network with the valuable resources they require in order to accelerate and maintain growth
Our vision is to have every branch in our network running a successful business. Our branches always strive to:
Provide a flexible and very competitive compensation structure for each Loan Officer
Consistently add the right people
Maintain our excellent retention rates
Focus on purchase business through referral-based relationships
Maximize our training platform in order to further the professional growth of each Loan Officer
Leverage the tools and resources we provide to gain branch awareness and market share
4. Your Opportunity to Partner With Success W.J. Bradley benefits from exceptional stability, positioning us to weather the volatility of all market conditions and emerge even stronger. We offer the same stability to our Loan Officers and their clients.
We’re filling a niche created by the decline of the middle market of the mortgage lending industry. Strategically positioned between mega lenders and smaller local brokers, WJB enjoys limitless opportunity.
WJB is a direct lender which differentiates us from the large banks and small broker shops. This allows us to operate quickly and efficiently to further enhance our service offerings.
WJB’s platform has been built to capitalize on the tremendous production opportunities now present in the residential mortgage market. Our value proposition is head and shoulders above the competition as evidenced by our ability to recruit and retain the finest Loan Originators the industry has to offer.
WJB has the knowledge, experience and financial capability to successfully partner with you and/or your team. We are strategically and financially positioned to take advantage of the many changes that are reshaping the mortgage industry.
5. Flexible & Competitive Compensation WJB has always stayed ahead of the curve by adjusting quickly and remaining exceptionally competitive under the new compensation guidelines.
We've configured our pricing and compensation systems to do the calculations for you so you're always accurate, compliant and 100% confident moving forward on every loan.
We pay weekly! Fund on Thursday and you're paid the next Friday. It's your money; why should you have to wait for it?
Contact us to learn more about how our flexible compensation structure will work for you and/or your team.
6. Underwriting & Turn Times Speed! Speed! Speed! Without rapid underwriting nothing else really matters.
Best-of-Breed service levels and the fastest underwriting process in the industry — measured in hours, not days — so you close more loans faster.
Direct line to Underwriting at any given time.
Loan Alerts (via email and text message) — know exactly where each loan is and who to contact during every step of the process.
The best available technology to keep you at maximum efficiency and effectiveness.
7. Product Offering When it comes to product enhancements, WJB never rests! If the market requires it, and our producers want it, we strive tirelessly to make it happen.
As an independent mortgage lender backed by independent investors, we don't have to suffer through the bureaucratic red tape to get things done. We uncover a need and we make it happen!
WJB has the ability to quickly bring products to our Loan Originators to meet market and niche needs. Products including:
FHA, VA [including FHA flips and IRRRL]
Conventional
Numerous Jumbo products
203(k) streamline and standard
HomePath
USDA
Teacher/Officer/Firefighter Next Door
Manufactured homes
8. Employee Benefits WJB is committed to providing the finest benefits packages the industry has to offer. Few companies offer the array of benefits that we believe our Loan Officers simply deserve. We’re proud to invest in these services because our people are the cornerstone of our success.
Health
Medical — in-network and out-of-network plans for employees and their families
Flexible spending accounts — funded on a pre-tax basis
Dental and vision — for employees and their families
Income Protection
Life — supplemental life insurance options for you and your spouse
Disability — short and long-term options
401(k) Plan — available to all employees with a host of investment options
9. Sales Leadership WJB leverages a “flat organizational structure” with few levels between staff and managers. As such, WJB empowers well-trained employees to be more productive and more directly involved in the decision making process.
WJB is committed to open communication and feedback from every employee throughout the organization
We listen, we learn and we accomplish more!
10. Operations and Technology W.J. Bradley’s Centralized Operations Center is located in Salt Lake City, UTWJB is responsible for all aspects of operations, from underwriting to drawing final docs.
Average turn time for underwriting decisions is 8 business hours.
Most loans close within 12 to 30 days.
WJB employs a paperless submission process so there is no need to overnight packages.
Loan Originators have direct access to underwriters – thus eliminating 3rd parties from the process:
Loans can be tracked online in real time
Direct contact means more time for you to do what you do best – generate more business.
Operations team lives by a sales-centric approach: It is their job to close your loans.
Our proprietary origination technology allows us to:
Customize product and pricing to specific client.
Easily lock loans online.
Quickly submit files and conditions.
Review underwriter's comments and status in real time - 24/7
Send emails and text messages for all “milestones” on loan file history, creating instant status updates on loans.
View color-coded status buttons to alert you to lock expiration dates, underwriting status, position in underwriting queue and funding status.
Access to “queue swapping” capability to prioritize files in underwriting and closing.
See the contact information for all parties involved on loan (underwriter, closer, etc…)
11. Loan Officer Marketing WJB understands the value of keeping your name, contact information and fresh and relevant content at the forefront of your customers' and business partners' minds.
Our online Marketing Portal is loaded with customized and 100% compliant marketing collateral.
Co-brand many materials with your referral partners to bring an added benefit to the relationship.
All Loan Officers can customize their own open house flyers, with photos, descriptions, payment information and more!
We provide the tools you need to easily develop, deliver and track targeted marketing campaigns.
In addition, WJB provides our Loan Officers with dynamic, customizable and SEO-conscious websites.
12. Auto Marketing Automatic Marketing works like a magazine subscription. With a one-time sign up, collateral is delivered on an ongoing basis until the subscription is cancelled or contacts “opt out.”
13. Partnering with W.J. Bradley Mortgage Capital, LLC. WJB’s platform ensures that wherever you are, whatever your needs or those of your clients, you’ll get the highest-quality experience from your career with W.J. Bradley Mortgage Capital, LLC.
This platform has been developed by the best in the business to support our Loan Originators and to streamline the loan process, ensure integrity and fairness in our client relations and to promote growth of your business.
A career with WJB ultimately benefits you, our Company and, most importantly, the borrower!
Let’s talk about the next step in your career today!
14. WJB Demo & Contact Info Phone: 1-(866)-366-1305
Email: Recruiting@WJBradley.com
WJB Recruiting Website
Recruiting Demo
Nile Intro
Application Overview
Loan Advisor Intro
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