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High-Yield/Low Risk Investments. Helping Investors Make 8 – 12% Return On Their Money. Who Am I, Why Should You Care?. Lee Arnold, Independent Commercial Financing Specialist Private Money Exchange Private Money Loans in all 50 States
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High-Yield/Low RiskInvestments Helping Investors Make 8 – 12% Return On Their Money
Who Am I, Why Should You Care? • Lee Arnold, Independent Commercial Financing Specialist • Private Money Exchange • Private Money Loans in all 50 States • Provide a Platform Where Lenders are Safely Matched With Funding Opportunities • Your One-Stop Source of High Yield-Low Risk Investments
Today’s Goal To help you make significantly more on your money in high-yield, low risk investments in real properties Would That Be Beneficial For Anyone in Here?
In a Moment You Will Know… • About a Multi-Billion Dollar Market YOU Can Get Involved In Today • How to Find Super Safe and Highly Productive Opportunities to Lend On • How to Confidently Approach EVERY Opportunity Knowing That You Are Backed By 30 Years and $300,000,000 of combined lending experience! Best of All: Experience is NOT Required!
The Retirement Picture • Many Americans have lost over 50% of their Retirement and Investment Portfolio • 1 out of 3 Americans Live on a Monthly Retirement of $900 • 90% of Americans 50 or older have a net worth of less than $37,000 What is Safe?
Today’s Banking System… • As of October 1st, 129 Banks have failed in 2010 (Reported in USA Today) • 2009: 140 Banks Failed • 2008: 25 Banks Failed • 2007: 3 Banks Failed
Who is Managing Your Money? • A Majority of People Spend More Time in the Bathroom than on Their Financial Portfolio • 85% of the Trillions of Dollars Traded on Wall Street are Managed by Just 5 Firms • A Fund Manager Typically Gets a 2% Override of Every Dollar Invested, Regardless of Your Earnings! 20 years = 40% of Your Money Gone! Has your 401k Become a 41k?
It’s Time For YOU to Take Control! • Mutual Funds Only Yielding 1-2% Annually • Inflation At 3% (Predictions of a Rise to Double Digits by 2015) • CDs are earning between 1/10 of 1% to 2% • If You Invested in the Stock Market Between Sept 2000-Sept 2010 you would have earned 3.1% annually Unless you’re making at least 4-5% annually, you’re going backwards
The Current Banking System is Broke! You Can No Longer Safely Put Your Money in: • Mutual Funds • CDs • High-Risk/High-Yield Money Market Accounts NO CONTROL and NO SECURITY!
And This Means? You’re in an Awesome Spot! • Bad Economies = Phenomenal Opportunities • Money is in high demand, meaning you’re in a great place to lend • Most Importantly: You have friends in high places to make sure you do this safely and effectively!
The New Banking System Private Money Lending: Is A Secure Investment Gives You Complete Control Gives You A Higher Rate of Return than Inflation (no back-peddling) Never Allows Your Money to Go “POOF” and Disappear Wealth is not determined by the amount of Money you have, rather by the number of Assets you Control.
You Decide… Is It Risky? Borrower Puts Down 25% - 35%. Property is Purchased at a Distressed Wholesale Price. Typically 50-70% Loan to Value Private Money Lender is in First Lien Position on Real Property Personally Guaranteed by Individuals with Proven Track Records
We Eliminate the Risk By: Analyzing the Opportunity for You • We Meticulously Review: • The Appraisal • The Market • The Borrower • How it will be Collateralized • Due Diligence • We Only Lend on Non-Owner Occupied, Investment Properties
What Your Due Diligence Packet Includes: • Purchase and Sale Agreement signed by both parties • Proof of Consideration • Private Money Exchange.com Application • Current Credit Report • Proof of Funds • Bank statements • Investment accounts • Partner’s information • Property Information (Tax Assessor’s Info) • Square footage • Year built • Size of lot • CMA- Comparable Market Analysis
We Market For Opportunities That Are… Low Risk / High Yield Easily Exitable (6-12 months) Located in Already Established Areas Ugliest House on the Prettiest Street 65 Cents on the Dollar
Recent Loans Transacted • Loan Amount: • $100,000 • Estimated Value: $178,000 • Exit Strategy: • Rehab and Sell • Lender Received: - 1 point = $1,000 • - Plus 10% Interest • - Collecting Interest only • Monthly checks of $833.33 Total Annualized Yield of 12%!
Total Annualized Yield of 19%! Recent Loans Transacted • Loan Amount: $58,000 • Estimated Value: $125,000 • Exit Strategy: • Rehab and Sell • Lender Received: • - 2 Points = $1,160 • - Plus 15% Interest • - Collecting Interest-Only • Monthly checks of $725
Recent Loans Transacted • Loan Amount: $43,636.45 • Estimated Value: $174,000 • Exit Strategy: • Rehab and Sell • Lender Received: • - 2 points = $872.72 • - Plus 10.5% • - Collecting Interest only • Monthly checks of $381.00 Total Annualized Yield of 19%!
How Do You Get Paid? Let Me Count the Ways! • 1-2 Points paid at origination. Paid at closing on the borrower’s purchase of the property or at refinance. • Additional interest payments over the term of the loan. Typically between 6-10% • Gross annual return for a private lender is typically 8-12%! How’s Your 401k Comparing?!
Your #1 Source to Finding Great Investments Every Time • Networked with Borrowers All Over the United States • Created on 50 Years of Combined Legal and Real World Experience in Real Estate Acquisition and Funding • We Play the Perfect Matchmaker Between Funds and Opportunities • All Funds Handled by a 3rd Party Escrow Provider
Are You SERIOUS About Making Money In Today’s Market? All You Need is 2 Things…
#1 Viable Market Place
#2 A Proven System
What You’ll Need To Qualify: • Funds Sitting in a Quickly Accessible Location • IRA • Self-Directed 401k • Savings Account • Stock Portfolio • Corporate Account • Etc, etc, etc • We Suggest a Self-Directed 401k. Contact your legal advisor or tax attorney for council
What You’ll Need To Do To Get Started:Simply Fill Out The Webform: www.PrivateMoneyExchange.com/larnold
Then: Our team at PrivateMoneyExchange.com will call you and support and guide you through finding the perfect investment opportunity Goodbye 2% Annualized Returns HELLO 8-12%!!!!
Upon Qualification, As a Preferred Lending PartnerYou’ll be Allowed to AttendOur Exclusive Networking Mastermind Value: $3,997 Just Our Way of Saying Thanks!
Simply Fill Out The Webform to Get Started: www.PrivateMoneyBank.com/larnold
Questions? www.privatemoneyexchange.com/larnold