Advantages of Taking a 4-40 Florida Insurance License

2. When you are going to work for Florida online agency you need to have 4-40 Florida insurance license. The 4-40 Florida insurance license is the customer representative license, and allows you to create quotes to client, explain policies to clients and provide general assistance to sales agents to make them believe in you. It is only designed or mandatory for salaried employees only but not for sales agent. Getting a license required you to complete the training and fill the application form online only. To apply for 4- 40 Florida insurance license you need to be complete 18 and a Florida resident. Florida also prohibits those holding this license from having any other type of insurance license, including life, general lines or service representative. A 4-40 Florida insurance license is only valid if you actually work in the office of the agency or the general agency, and you can only be employed by one agent or agency at a time. Course and exam are 100% online! Course is designed and taught in compliance with the State of Florida Qualifies you to sit for your state exam for 2-15 Life, Health & Variable Annuity license

3. Becoming a 4-40 Florida insurance license Agent allows you to sell Fixed and Variable Annuities and all forms of Life, Health and Accident insurance policies representing insurers in Florida. The Florida Insurance 40-hour Pre-License Course topics include: Federal and State Regulations, Legal Concepts of the Insurance Contract, Life and Health Insurance, Annuities, Health and Accident Insurance, and Disability and Medical Reimbursement. Per the Division of Insurance Agent and Agency Services, Bureau of Licensing, an applicant for a 2-15 Health & Life (Including Annuities & Variable Contracts) Agent License must: Be a natural person at least 18 years of age. Be a bonafide resident of Florida. Be a United States citizen or legal alien with a work authorization. Not be an employee of the United States Department of Veterans Affairs or state service office, as referred to in Section 626.833, Florida Statutes. Not be a funeral director or direct disposer, or an employee or representative thereof, or have an office in or in connection with a funeral establishment. Be fingerprinted. Complete application and license fees.